3045 London Rd, Sumter, SC 29153 Property Records

Sumter County property record for 3045 London Rd, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,347 sqft · built 2010
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2020)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-00-01-030`

Property Details

APN / Parcel Number

Primary APN	`288-00-01-030`
Alternative APN	`55454`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,347 sqft Living Area
1st Floor Area	2,347 sqft
Upper Floors Area	1,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55454
Old Parcel Number	288 00 01 030
Street Address	3045 LONDON RD
City	SUMTER
State	SC
Zip	29153-8070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	PB87-1516 1.5 AC PB96-304
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER SOUTHEAST
Census Block Group	2
Census Block	2002
Census Tract	600

Owner

3045 London Rd is owned and occupied by an individual who bought it in November 2020.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	3045 LONDON RD, SUMTER, SC 29153-8070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jan 5, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 10, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 16, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	0012755705
Deed Book / Page	1275 / 5705
Record Updated	Jun 8, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 2, 2020
Property Address	3045 LONDON RD, SUMTER, SC 29153-8070
Document Number	0012755705
Book / Page	1275 / 5705
Map Reference	MB PB96 PG 304
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LONDON RD, SUMTER, SC 29153-8070

Mortgage

Document Number	0012755708
Date	Nov 2, 2020
Instrument	1275/5708

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3045 LONDON RD, SUMTER, SC 29153-8070
Document Number	0012515024
Instrument Date	Jan 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LONDON RD SUMTER SC 291538070, SUMTER, SC 29153-8070

Mortgage

Document Number	0012515024
Date	Jan 15, 2019
Book Page	001251/005024

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VT 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 14, 2059

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3045 LONDON RD, SUMTER, SC 29153-8070
Document Number	0012492172
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3045 LONDON RD SUMTER SC 291538070, SUMTER, SC 29153-8070

Mortgage

Document Number	0012492172
Date	Oct 18, 2018
Book Page	001249/002172

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 16, 2017
Property Address	3045 LONDON RD, SUMTER, SC 29153-8070
Document Number	0012360587
Book / Page	001236 / 000587
Instrument Date	Aug 1, 2017
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 LONDON RD SUMTER SC 291538070, SUMTER, SC 29153-8070

Mortgage

Document Number	12360591
Date	Aug 16, 2017
Book Page	001236/000591

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3045 London Rd was $1,316.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00	$10,270 Land $360 Building $9,910	$256,751 Land $9,000 Building $247,751
2023		$10,280 (-) Land $360 Building $9,920	$258,651 (-) Land $9,000 Building $249,651
2022	$1,304.00	$10,280 Land $360 Building $9,920	$258,651 Land $9,000 Building $249,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3045 London Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3045 London Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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