3045 Harding Way, Costa Mesa, CA 92626 Property Records

Orange County property record for 3045 Harding Way, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,400 sqft · built 1962
Lot Size	0.139 acres (6,039 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Apr 2017)
Tax Bill	$11,988 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`141-133-24`

Property Details

APN / Parcel Number

Primary APN	`141-133-24`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,039 sqft (0.139 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3045 HARDING WAY
City	COSTA MESA
State	CA
Zip	92626-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4232 BLK LOT 35
Legal Subdivision	TRACT NO 4232
Legal Tract	4232
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63903

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Intrafamily Transfer, Transfer
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage BLUSTREAM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	2017172879
Last Transfer Date	May 23, 2022
Transfer Doc	0000287574
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2022
Property Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852
Document Number	0000287574
Map Reference	MB 148 PG 21&22
Instrument Date	May 23, 2022
Instrument	2022000287574
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852

Mortgage

Document Number	0000532627
Date	Aug 25, 2021
Instrument	2021000532627

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056802
Date	Feb 11, 2020
Instrument	2020000056802

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 9, 2019
Property Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852
Document Number	0000392226
Instrument Date	Sep 9, 2019
Instrument	392226
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 HARDING WAY COSTA MESA CA 926262852, COSTA MESA, CA 92626-2852

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 28, 2017
Property Address	3045 HARDING WAY, COSTA MESA, CA 92626-2852
Document Number	0000172879
Instrument Date	Mar 30, 2017
Instrument	172879
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3967 PEPPER TREE LN SAN JOSE CA 951271236, SAN JOSE, CA 95127-1236

Mortgage

Document Number	172880
Date	Apr 28, 2017
Instrument	172880

Lender

Name	BLUSTREAM LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,061,208 (+2%) Land $964,506 Building $96,702
2025	$11,988.00 (+5.16%)	$1,040,400 (+4.04%) Land $945,594 Building $94,806
2023	$11,400.00 (+21.06%)	$1,000,000 Land $908,874 Building $91,126
2022	$9,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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