3045 FM 2194, Celeste, TX 75423 Property Records

Hunt County property record for 3045 FM 2194, Celeste, TX 75423 · Last verified March 2026

Property Summary

Property Type	Rural Home
Details	3,022 sqft · built 2022
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on File
Tax Bill	$6,201 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0977-C200-0000-21`

Property Details

APN / Parcel Number

Primary APN	`0977-C200-0000-21`
Alternative APN	`R35578`

Interior

Stories	1 Story
Building Area	3,022 sqft Living Area
1st Floor Area	3,022 sqft

Exterior

Year Built	Built 2022
Lot Area	436,471 sqft (10 acres)
Porch	Open Porch

Location & Zoning

Account Number	R35578
Street Address	3045 FM 2194
City	CELESTE
State	TX
Zip	75423-5741
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0977 STEPP WM,TRACT C2, ACRES 10.02,(ALSO IN A0929)
Legal Subdivision	STEPP WM
Legal Tract	C2
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	3
Census Block	3014
Census Tract	960300

Owner

Source: Hunt County records · APN 0977-C200-0000-21

Assessment roll updated July 25, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3045 FM 2194, CELESTE, TX 75423-5741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Mar 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Sep 02, 2021	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2022
Deed Sale	Mar 15, 2022
Prior Sale	Mar 15, 2022
Deed Document Number	2022-06007
Record Updated	Jun 08, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	3045 FM 2194, CELESTE, TX 75423-5741
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 FM 2194, CELESTE, TX 75423-5741

Mortgage

Document Number	0000006721
Date	Apr 17, 2025
Instrument	2025-06721

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Mar 15, 2022
Property Address	3045 FM 2194, CELESTE, TX 75423-5741
Document Number	0000006005
Map Reference	FILE 2022-02624
Instrument Date	Mar 14, 2022
Instrument	2022-06005
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, TRENTON, TX 75490-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CANYON LAKE DR, WYLIE, TX 75098-4881

Mortgage

Document Number	0000006006
Date	Mar 15, 2022
Instrument	2022-06006

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Mar 15, 2022
Property Address	3045 FM 2194, CELESTE, TX 75423-5741
Document Number	0000006007
Map Reference	FILE 2022-02624
Instrument Date	Mar 14, 2022
Instrument	2022-06007
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, TRENTON, TX 75490-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CANYON LAKE DR, WYLIE, TX 75098-4881

Mortgage

Document Number	0000006008
Date	Mar 15, 2022
Instrument	2022-06008

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Sep 02, 2021
Property Address	3045 FM 2194, CELESTE, TX 75423-5741
Document Number	0000019296
Map Reference	DOC 2021-15288
Instrument Date	Aug 30, 2021
Instrument	2021-19296
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, TRENTON, TX 75490-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 KNOXBRIDGE RD, FORNEY, TX 75126-3827

Mortgage

Document Number	0000019297
Date	Sep 02, 2021
Instrument	2021-19297

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Celeste Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$720,154 (+68.8%)	$728,540 (+70.77%) Land $200,330 Building $528,210
2024	$6,201.00 (+130.95%)
2023		$426,620 Land $180,330 Building $246,290	$426,620 Land $180,330 Building $246,290
2022	$2,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319603003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 30% of Texas
Wildfire Likelihood	About 1 in 990 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: 360 Communications, Inc. (OK, AR & TX), Peoples Telephone Cooperative, Verizon, Point Broadband Fiber Holding, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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