3045 E Whitewater Dr, Holladay (Salt Lake City), UT 84121 Property Records

Salt Lake County property record for 3045 E Whitewater Dr, Holladay, UT 84121

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,180 sqft · built 1978
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,300 (Jan 2017)
Tax Bill	$7,885 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-328-001`

Property Details

APN / Parcel Number

Primary APN	`22-14-328-001`
Alternative APN	`22-14-328-001-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	3 Half Baths
Total Rooms	18 Rooms
Stories	1 Story
Building Area	3,180 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,920 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Architectural Style	Split Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Terrain	Rolling
View / Lot	Interior
Garage Type	Attached
Garage Area	660 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	16 sqft
Deck Area	204 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	3045 E WHITEWATER DR
City	HOLLADAY
State	UT
Zip	84121-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1122
Legal Description	BEG S 89^56 W 283.82 FT FR CEN SEC 14, T 2S, R 1E, S L M; S26^2126 E 244.21 FT; S 89^56 W 254.46 FT; N 0^1630 W 218 FT; N 89^56 E 145.18 FT TO BEG 0.99 AC. 4662-1452 4662-1453 9498-7634 9910-438
Legal Range	01E
Legal Township	02S
Legal Section	14
Legal Subdivision	WASATCH HILLS 02
Legal Block	1
Legal Lot Number	M
Jurisdiction	SALT LAKE UT
Township / Civil Division	EMIGRATION
Census Block Group	1
Census Block	1023
Census Tract	110104

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3045 E WHITEWATER DR, HOLLADAY, UT 84121-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 4, 2017	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Prior Sale	Mar 7, 2011 · Amount on Record
Deed Document Number	201712447627
Deed Book / Page	10517 / 7069
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3045 E WHITEWATER DR, HOLLADAY, UT 84121-1562
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013483537
Date	Dec 4, 2020
Book Page	11073/6014
Instrument	13483537

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3045 E WHITEWATER DR, HOLLADAY, UT 84121-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012755887
Date	Apr 19, 2018
Book Page	10666/4101
Instrument	12755887

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jan 4, 2017
Property Address	3045 E WHITEWATER DR, HOLLADAY, UT 84121-1562
Document Number	0012447627
Book / Page	010517 / 007069
Instrument Date	Jan 3, 2017
Instrument	12447627
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3045 E WHITEWATER DR HOLLADAY UT 841211562, HOLLADAY, UT 84121-1562

Mortgage

Document Number	12447705,
Date	Jan 4, 2017
Book Page	010517/007416
Instrument	12447705

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Holladay City
Unified School District	Granite School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,885.00 Homeowner's exemption	$1,494,600 (+147.54%) Land $521,400 Building $973,200	$1,494,600 (+36.15%) Land $521,400 Building $973,200
2024	$7,885.00 (+26.69%)
2023	$6,224.00 (-2.35%) Homeowner's exemption	$603,790 Land $276,980 Building $326,810	$1,097,800 Land $503,600 Building $594,200
2022	$6,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALT LAKE CITY WATER SYSTEM serves 383,612 people · EPA ID UTAH18026
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber.

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