3045 E Ponderosa Blvd, Post Falls, ID 83854 Property Records

Kootenai County property record for 3045 E Ponderosa Blvd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,340 sqft · built 1987
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Last Sale	$436,240 (Apr 2021)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Oct 2017 Reverse Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P66000010010`

Property Details

APN / Parcel Number

Primary APN	`P66000010010`
Alternative APN	`141291`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	1,170 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	12,371 sqft (0.284 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	141291
Street Address	3045 E PONDEROSA BLVD
City	POST FALLS
State	ID
Zip	83854-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONDEROSA PARK ADD, LT 1 BLOCK 1 0150N05W
Legal Range	05W
Legal Township	50N
Legal Section	01
Legal Subdivision	PONDEROSA PARK ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3000
Census Tract	602

Owner

3045 E Ponderosa Blvd is owned by two individuals who bought it in April 2021.

Source: Kootenai County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5597 N RIVERSIDE AVE, RIALTO, CA 92377-3967
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Aug 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Aug 24, 2020
Deed Document Number	20212825162
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3045 E PONDEROSA BLVD, POST FALLS, ID 83854-9610
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2615948000
Date	Oct 16, 2017
Instrument	2615948000

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	5%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 9, 2021
Property Address	3045 E PONDEROSA BLVD, POST FALLS, ID 83854-9610
Document Number	2825162000
Map Reference	MB E PG 207
Instrument Date	Apr 8, 2021
Instrument	2825162000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5597 N RIVERSIDE AVE, RIALTO, CA 92377-3967

Mortgage

Document Number	2825163000
Date	Apr 9, 2021
Instrument	2825163000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 24, 2020
Property Address	3045 E PONDEROSA BLVD, POST FALLS, ID 83854-9610
Document Number	2772970000
Map Reference	MB E P G 207
Instrument Date	Aug 24, 2020
Instrument	2772970000
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3045 E PONDEROSA BLVD, POST FALLS, ID 83854-9610

Tax Assessment & Valuation

The 2025 property tax bill for 3045 E Ponderosa Blvd was $3,278, up 8.4% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+8.44%)	$549,470 Land $220,000 Building $329,470	$549,470 Land $220,000 Building $329,470
2024	$3,023.00 (+8.94%)
2023	$2,775.00 (-22.2%)	$480,581 (-17.72%) Land $150,000 Building $330,581	$480,581 (-17.72%) Land $150,000 Building $330,581
2022	$3,567.00	$584,096 Land $150,000 Building $434,096	$584,096 Land $150,000 Building $434,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3045 E Ponderosa Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3045 E Ponderosa Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks, Wind Wireless.

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