3045 Covert Rd, Flint, MI 48506 Property Records

Genesee County property record for 3045 Covert Rd, Flint, MI 48506 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1951
Square Footage1,280 sqft Living Area
Lot Size25,221 sqft (0.579 acres)
Garage384 sqft
OccupancyOwner Occupied
Last Sale$215,000 (2026)
Tax Bill$926.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-34-553-007

Interior

Full Baths2 Baths
Building Area1,280 sqft Living Area
1st Floor988 sqft 1st Floor
Basement Area988 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area25,221 sqft (0.579 acres)
Depth X Width240 ft x 105 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area384 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3045 COVERT RD
CityFLINT
StateMI
Zip48506-2031
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 25 AND S 1/2 OF LOT 26 LANNING ACRES SEC 34 T8N R7E
Legal Range07E
Legal Township08N
Legal Section34
Legal SubdivisionLANNING ACRES
Legal Lot Number25-26
JurisdictionGENESEE MI
Minor Civil DivisionGENESEE
Census Blockgroup2
Census Block2009
Census Tract12006

Owner

Source: Genesee County records · APN 11-34-553-007

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7475 TROUTWOOD DR, 3A, GRAND BLANC, MI 48439-7509
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
DORT FINANCIAL CU
Jan 27, 2026Warranty Deed, Transfer · Conventional Mortgage
DORT FINANCIAL CU
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2026 · Amount on Record
Deed SaleJan 27, 2026 · Amount on Record
Prior SaleSep 12, 2023 · Amount on Record
Deed Doc Number20261143
Prior Transfer DateJan 21, 2009
Prior Transfer Doc0000008853
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address3045 COVERT RD, FLINT, MI 48506-2031
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 COVERT RD, FLINT, MI 48506-2031

Mortgage

Document Number0000000194
DateJan 20, 2026
Instrument202601200000194
Lender
NameDORT FINANCIAL CU
TypeCredit Union
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJan 27, 2026
Property Address3045 COVERT RD, FLINT, MI 48506-2031
Document Number0000001143
Map ReferenceLB 20 PG 23
Instrument DateJan 16, 2026
Instrument202601270001143
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$1,612.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 COVERT RD, FLINT, MI 48506-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address7475 TROUTWOOD DR APT 3A, 3A, GRAND BLANC, MI 48439-7509

Mortgage

Document Number0000000193
DateJan 27, 2026
Instrument202601200000193
Lender
NameDORT FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

Mortgage

Document Number0000000193
DateJan 20, 2026
Instrument202601200000193
Lender
NameDORT FINANCIAL CU
TypeCredit Union
AddressGRAND BLANC, MI 48439
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 12, 2023
Property Address3045 COVERT RD, FLINT, MI 48506-2031
Document Number0000049189
Map ReferenceMB 20 PG 23
Instrument DateSep 01, 2023
Instrument202309120049189
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanySARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 COVERT RD, FLINT, MI 48506-2031

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address229 NEWMAN ST, EAST TAWAS, MI 48730-1264

Mortgage

Document Number0000048152
DateSep 06, 2023
Instrument202309060048152
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictKearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$926.00 (-70.72%) Homeowner's exemption$85,800 (+41.35%)$171,600 (+41.35%)
2024$3,163.00 (+113.28%)
2023$60,700$121,400
2021$1,483.00

Flood & Wildfire

3045 Covert Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 17th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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