3045 Central Ave, Steubenville, OH 43952 Property Records

Jefferson County property record for 3045 Central Ave, Steubenville, OH 43952

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-08561-000`

Property Details

APN / Parcel Number

Primary APN	`07-08561-000`
Alternative APN	`08561`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	3045 CENTRAL AVE
City	STEUBENVILLE
State	OH
Zip	43952-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78 GLENDWELL 60X100 MAP-07-0600-02800
Legal Subdivision	GLENDWELL SUBDIVISION
Jurisdiction	JEFFERSON OH
Township / Civil Division	STEUBENVILLE
Census Block Group	2
Census Block	2004
Census Tract	600

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3045 CENTRAL AVE, STEUBENVILLE, OH 43952-2308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Oct 24, 2023	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 12, 2026
Transfer Doc	0000410848
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON OH
Recording Date	Mar 12, 2026
Property Address	3045 CENTRAL AVE, STEUBENVILLE, OH 43952-2308
Document Number	01542/5115
Book / Page	1542 / 5115
Map Reference	MB 7 PG 21
Instrument Date	Mar 12, 2026
Instrument	410848
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3045 CENTRAL AVE, STEUBENVILLE, OH 43952-2308

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	3045 CENTRAL AVE, STEUBENVILLE, OH 43952-2308
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 CENTRAL AVE, STEUBENVILLE, OH 43952-2308

Mortgage

Document Number	00JEFF/492
Date	Oct 24, 2023
Book Page	JEFF/492
Instrument	390492

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	862 Months
Due	Aug 24, 2095

Interest

Rate Type	Adjustable Rate
Rate	7.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.9%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
Municipality	Steubenville City
Unified School District	Steubenville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (-46.05%)	$34,454 (+24.83%) Land $6,867 Building $27,587
2024			$98,440 (+24.83%) Land $19,620 Building $78,820
2022	$1,620.00 Homeowner's exemption Senior Citizen's exemption	$27,601 Land $5,544 Building $22,057
2021			$78,860 Land $15,840 Building $63,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEUBENVILLE serves 17,000 people · EPA ID OH4102411
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024 Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	No certified operator currently in violation since Apr 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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