3045 Beech Mountain Rd, Elk Park, NC 28622 Property Records

Avery County property record for 3045 Beech Mountain Rd, Elk Park, NC 28622

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,119 sqft · built 2009
Lot Size	3.78 acres (164,962 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (May 2022)
Tax Bill	$891 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77654`

Property Details

APN / Parcel Number

Primary APN	`77654`
Alternative APN	`19300031089100000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,119 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	164,962 sqft (3.78 acres)
Porch	Open Porch
Porch Area	309 sqft
Deck Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	77654
Street Address	3045 BEECH MOUNTAIN RD
City	ELK PARK
State	NC
Zip	28622-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 45-385
Jurisdiction	AVERY NC
Township / Civil Division	BEECH MOUNTAIN
Census Block Group	3
Census Block	3033
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3045 BEECH MOUNTAIN RD, ELK PARK, NC 28622-9160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
May 3, 2022	Warranty Deed, Transfer · USDA Mortgage BANK OF TENNESSEE
Sep 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Oct 15, 2008
Deed Document Number	0005761942
Deed Book / Page	576 / 1942
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	3045 BEECH MOUNTAIN RD, ELK PARK, NC 28622-9160
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001668
Date	Apr 24, 2023
Book Page	588/72
Instrument	2023001668

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	JOHNSON CITY, TN 37602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	May 3, 2022
Property Address	3045 BEECH MOUNTAIN RD, ELK PARK, NC 28622-9160
Document Number	0000002639
Book / Page	576 / 1942
Map Reference	MB 45 PG 385
Instrument Date	Apr 30, 2022
Instrument	2022002639
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 BEECH MOUNTAIN RD, 3045, ELK PARK, NC 28622-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 BEECH MOUNTAIN RD, ELK PARK, NC 28622-9160

Mortgage

Document Number	0005761945
Date	May 3, 2022
Instrument	576/1945

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Sep 26, 2018
Property Address	3045 BEECH MOUNTAIN RD, ELK PARK, NC 28622-9160
Document Number	0005241983
Book / Page	000524 / 001983
Instrument Date	Sep 26, 2018
Instrument	5124
Transaction Type	Transfer
Record Updated	Oct 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3045 BEECH MOUNTAIN RD ELK PARK NC 286229160, ELK PARK, NC 28622-9160

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$891.00 (+4.45%)	$222,800 (+4.45%) Land $36,800 Building $186,000	$222,800 (+4.45%) Land $36,800 Building $186,000
2023	$853.00 (-11.33%)	$213,300 (-) Land $36,800 Building $176,500	$213,300 (-) Land $36,800 Building $176,500
2022	$962.00	$213,300 Land $36,800 Building $176,500	$213,300 Land $36,800 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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