3045 Aspen St, Merced, CA 95340 Property Records

Merced County property record for 3045 Aspen St, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 1989
Lot Size0.115 acres (4,995 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Aug 2023)
Tax Bill$4,572 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN007-071-082-000

Property Details

APN / Parcel Number

Primary APN007-071-082-000
Alternative APN
  • 007-071-082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
Gross Area1,953 sqft
1st Floor Area1,530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area4,995 sqft (0.115 acres)
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area127 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Old Parcel Number007-071-082
Street Address3045 ASPEN ST
CityMERCED
StateCA
Zip95340-2368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionCOPPERTREE LOT 21
Legal SubdivisionCOPPERTREE
Legal Lot Number21
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1003
Census Tract1200

Owner

Source: Merced County records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3045 ASPEN ST, MERCED, CA 95340-2368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 17, 2024Correction Deed · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleOct 20, 2005 · Amount on Record
Deed Document Number202319313
Last Transfer DateJan 10, 2024
Transfer Doc0000001174
Record UpdatedSep 20, 2026

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 16, 2023
Property Address3045 ASPEN ST, MERCED, CA 95340-2368
Document Number0000019313
Map ReferenceVOL 64 PG 3&4
Instrument DateAug 1, 2023
Instrument2023019313
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 ASPEN ST, MERCED, CA 95340-2368

Mortgage

Document Number0000019314
DateAug 16, 2023
Instrument2023019314
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionMERCED CA
Recording DateJan 17, 2024
Property Address3045 ASPEN ST, MERCED, CA 95340-2368
Document Number0000001174
Map ReferenceMB 32 PG 37&38
Instrument DateAug 1, 2023
Instrument2024001174
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 ASPEN ST, MERCED, CA 95340-2368

Mortgage

Document Number0000001175
DateJan 17, 2024
Instrument2024001175
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,572.00 (+5.71%)$408,000 (+10.27%) Land $107,100 Building $300,900
2024$4,325.00 (+7.4%)
2023$4,027.00 (-1.83%)$370,000 Land $105,000 Building $265,000
2022$4,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Aspen St

Nearby Streets

Search Property Records by Address or Parcel Number