3045 Apache St, Fort Myers, FL 33916 Property Records

Lee County property record for 3045 Apache St, Fort Myers, FL 33916

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1955
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Jun 2021)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-44-25-P4-0010D.0150`

Property Details

APN / Parcel Number

Primary APN	`18-44-25-P4-0010D.0150`
Alternative APNs	`251844P40010D0150` `10251627`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,852 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	105 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10251627
Street Address	3045 APACHE ST
City	FORT MYERS
State	FL
Zip	33916-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-12
Legal Description	BARDENS SUBD BLK D PB 9 PG 90 LOTS 15 + 16
Legal Range	25E
Legal Township	44S
Legal Section	18
Legal Subdivision	BARDENS SUBD
Legal Tract	P4
Legal Block	D
Legal Lot Number	15,16
Jurisdiction	LEE FL
Township / Civil Division	FORT MYERS
Census Block Group	2
Census Block	2003
Census Tract	502

Owner

3045 Apache St is owned by two individuals who acquired it in September 2021.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3048 APACHE ST, FORT MYERS, FL 33916-1904
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer
Jun 14, 2021	Warranty Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jan 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOM MUNOZ INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	2021195915
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000319775
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Sep 29, 2021
Property Address	3045 APACHE ST, FORT MYERS, FL 33916-1903
Document Number	0000319775
Map Reference	MB 9 PG 90
Instrument Date	Sep 29, 2021
Instrument	2021000319775
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 APACHE ST, FORT MYERS, FL 33916-1903

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 14, 2021
Property Address	3045 APACHE ST, FORT MYERS, FL 33916-1903
Document Number	0000195915
Map Reference	MB 9 PG 90
Instrument Date	Jun 10, 2021
Instrument	2021000195915
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	CAPE CORAL TITLE, CAPE CORAL TTL INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5420 SW 25TH CT, 5420, CAPE CORAL, FL 33914-6615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 APACHE ST, FORT MYERS, FL 33916-1903

Mortgage

Document Number	0000195916
Date	Jun 14, 2021
Instrument	2021000195916

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 6, 2020
Property Address	3045 APACHE ST, FORT MYERS, FL 33916-1903
Document Number	0000003093
Map Reference	MB 9 PG 90
Instrument Date	Dec 17, 2019
Instrument	2020000003093
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	OLD FLORIDA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 APACHE ST, 3045, FORT MYERS, FL 33916-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 APACHE ST, FORT MYERS, FL 33916-1903

Mortgage

Document Number	0000003094
Date	Jan 6, 2020
Instrument	2020000003094

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000003095
Date	Jan 6, 2020
Instrument	2020000003095

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3045 APACHE ST, FORT MYERS, FL 33916-1903
Document Number	0000010858
Instrument Date	Jan 16, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 DUNBAR AVE FORT MYERS FL 339164135, FORT MYERS, FL 33916-4135

Mortgage

Document Number	0000010858
Date	Jan 17, 2017
Instrument	10858

Lender

Name	TOM MUNOZ INC
Address	174 DERWENT LN NW, HUNTSVILLE, AL 35810-6203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 16, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 3045 Apache St was $3,138.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Fort Myers City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,270 (+2.7%)	$245,556 (+6.64%) Land $42,828 Building $202,728
2025	$3,138.00 Homeowner's exemption	$194,031	$230,273 Land $42,213 Building $188,060
2023	$3,000.00 (+0.64%) Homeowner's exemption	$183,071 (+3%)	$240,487 (+35.3%) Land $25,738 Building $214,749
2022	$2,981.00 Homeowner's exemption	$177,739 Land $17,000 Building $160,739	$177,739 Land $17,000 Building $160,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3045 Apache St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3045 Apache St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT MYERS WATER TREATMENT PLANT serves 92,219 people · EPA ID FL5360102
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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