Clay County property record for 3045 480th St, Webb, IA 51366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1900 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Dec 2020) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 943521100003 |
| Primary APN | 943521100003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 220 sqft |
| Lean-To | Lean-To |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 3045 480TH ST |
|---|---|
| City | WEBB |
| State | IA |
| Zip | 51366-7557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | TR NE NW |
| Legal Range | 35W |
| Legal Township | 94N |
| Legal Section | 21 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 80100 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3045 480TH ST, WEBB, IA 51366-7557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Dec 3, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on Record |
| Deed Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 20203832 |
| Deed Book / Page | 2020 / 3832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 3045 480TH ST, WEBB, IA 51366-7557 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02021/3574 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 2021/3574 |
| Instrument | 2021 3574 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 3045 480TH ST, WEBB, IA 51366-7557 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3922 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 2020/3922 |
| Instrument | 2020 3922 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Dec 3, 2020 |
| Property Address | 3045 480TH ST, WEBB, IA 51366-7557 |
| Document Number | 2020/3832 |
| Book / Page | 2020 / 3832 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 2020 3832 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 W 12TH ST, SPENCER, IA 51301-3528 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Sioux Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $762.00 (+0.13%) Homeowner's exemption | $81,170 (+5.47%) Land $32,740 Building $48,430 | $81,170 (+5.47%) Land $32,740 Building $48,430 |
| 2024 | $761.00 (+17.8%) | ||
| 2023 | $76,960 (+30.42%) Land $32,100 Building $44,860 | $76,960 (+30.42%) Land $32,100 Building $44,860 | |
| 2022 | $646.00 Homeowner's exemption | $59,010 Land $24,290 Building $34,720 | |
| 2021 | $59,010 Land $24,290 Building $34,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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