3045 280th St, Dickens, IA 51333 Property Records

Clay County property record for 3045 280th St, Dickens, IA 51333

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,622 sqft · built 1979
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2020)
Tax Bill	$2,672 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`973509100010`

Property Details

APN / Parcel Number

Primary APN	`973509100010`
Alternative APN	`01097350910000700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Basement Area	1,622 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	138,085 sqft (3.17 acres)
Garage Type	Mixed
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	100 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	01097350910000700
Street Address	3045 280TH ST
City	DICKENS
State	IA
Zip	51333-7513
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1 AGRICULTURAL
Legal Description	3.17 AC TR PT NE NW BEING PARCEL B
Legal Range	35
Legal Township	97
Legal Section	09
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3064
Census Tract	80100

Owner

Source: Clay County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2926 270TH ST, DICKENS, IA 51333-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	2020 1506
Deed Book / Page	2020 / 1506
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Jun 4, 2020
Property Address	3045 280TH ST, DICKENS, IA 51333-7513
Document Number	02020/1506
Book / Page	2020 / 1506
Map Reference	DOC 2020837
Instrument Date	Jun 1, 2020
Instrument	2020 1506
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2926 270TH ST, DICKENS, IA 51333-7001

Mortgage

Document Number	02020/1650
Date	Jun 15, 2020
Book Page	2020/1650
Instrument	2020 1650

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,350 (+6.98%) Land $4,460 Building $228,890	$233,350 (+6.98%) Land $4,460 Building $228,890
2024	$2,672.00 (+5.86%)
2023		$218,120 (+20.41%) Land $3,290 Building $214,830	$218,120 (+20.41%) Land $3,290 Building $214,830
2022	$2,524.00 Additional exemption filed	$181,150 Land $2,540 Building $178,610
2021			$181,150 Land $2,540 Building $178,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Terril Telephone Cooperative Fiber	1,000 / 1,000
Premier Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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