Wayne County property record for 30445 Pointe Dr, Gibraltar, MI 48173
| Property Type | Bungalow |
|---|---|
| Details | 1 ba · 1,182 sqft · built 1950 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Apr 2023) |
| Tax Bill | $4,216 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 017 01 1018 002 |
| Primary APN | 36 017 01 1018 002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 91 ft deep x 80 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 1,350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 30445 POINTE DR |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Bungalow |
| Local Zoning Code | RESIDE |
| Legal Description | 01D1018B 1019 T5S N 1/2 OF LOT 1018 ALSO LOT 1019 HALLS GIBRALTAR SUB NO. 1 PC 54,355 T5S R10E L56 P20 WCR |
| Legal Subdivision | HALLS GIBRALTAR NO 1 |
| Legal Lot Number | 1018 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 597000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Apr 13, 2023 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN FIRST CU |
| Dec 6, 2022 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 29, 2017 | Warranty Deed, Transfer · FHA Mortgage PLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 2023126516 |
| Deed Book / Page | 58204 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 13, 2026 |
| Property Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Document Number | 0000180191 |
| Book / Page | 60280 / 947 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026180191 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Document Number | 0000180191, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 60280/947 |
| Instrument | 2026180191 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 1, 2053 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 13, 2023 |
| Property Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Document Number | 0582040159 |
| Book / Page | 58204 / 159 |
| Map Reference | LB 56 PG 20&21 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023126516 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | MICHIGAN TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Name | Verified Name |
|---|---|
| Address | 785 FOREST ST APT C1, C1, WYANDOTTE, MI 48192-6800 |
| Document Number | 0582011206 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 58201/1206 |
| Instrument | 2023124197 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Document Number | 0579860345 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 57986/345 |
| Instrument | 2022345537 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Document Number | 0566950658 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 56695/658 |
| Instrument | 2021211473 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 29, 2017 |
| Property Address | 30445 POINTE DR, GIBRALTAR, MI 48173-9556 |
| Document Number | 0538080979 |
| Book / Page | 53808 / 0979 |
| Map Reference | LB56 PG20&21 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2017240808 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | MICHIGAN TITRLE INS AG INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30445 POINTE DR, 30445, GIBRALTAR, MI 48173-9556 |
| Name | Verified Name |
|---|---|
| Address | 3225 VAN HORN RD, TRENTON, MI 48183-7000 |
| Document Number | 2017240809 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017240809 |
| Name | PLAGSTAR BANK FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,600 (+4.94%) | $191,200 (+4.94%) | |
| 2025 | $4,216.00 (+41.91%) Homeowner's exemption | $91,100 (+18.62%) | $182,200 (+18.62%) |
| 2023 | $2,971.00 (+14.31%) Homeowner's exemption | $76,800 | $153,600 |
| 2020 | $2,599.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 251 (1980–2023) |
| Claims Outside the SFHA | 37 of 251 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures