30440 E Lake Rd, Wagram, NC 28396 Property Records

Scotland County property record for 30440 E Lake Rd, Wagram, NC 28396

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,547 sqft · built 1999
Lot Size	0.789 acres (34,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Sep 2021)
Tax Bill	$3,603 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030433A07008`

Property Details

APN / Parcel Number

Primary APN	`030433A07008`
Alternative APNs	`0013940` `908228`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,547 sqft Heated Area
Gross Area	6,199 sqft
1st Floor Area	2,238 sqft
Basement Area	2,248 sqft
Finished Basement	1,309 sqft
Unfinished Basement	939 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,369 sqft (0.789 acres)
Garage Type	Basement
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	515 sqft
Deck Area	70 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	908228
Street Address	30440 E LAKE RD
City	WAGRAM
State	NC
Zip	28396-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#8 BL 7 SEC 4 DEERCROFT
Legal Subdivision	DEERCROFT SUBDIVISION
Jurisdiction	SCOTLAND NC
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2036
Census Tract	10602

Owner

Source: Scotland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30440 E LAKE RD, WAGRAM, NC 28396-9569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	20212661
Deed Book / Page	1730 / 183
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Sep 16, 2021
Property Address	30440 E LAKE RD, WAGRAM, NC 28396-9569
Document Number	1730/183
Book / Page	1730 / 183
Instrument Date	Sep 13, 2021
Instrument	2021-00002661
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30440 E LAKE RD, WAGRAM, NC 28396-9569

Mortgage

Document Number	202100002662
Date	Sep 16, 2021
Instrument	2021-00002662

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,603.00 (+9.88%)	$474,470 (+54.47%) Land $106,250 Building $368,220	$474,470 (+54.47%) Land $106,250 Building $368,220
2023		$307,160 (-) Land $50,000 Building $257,160	$307,160 (-)
2022	$3,279.00	$307,160 Land $50,000 Building $257,160	$307,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER-SOUTH serves 1,905 people · EPA ID NC0383035
Water Source	Purchased groundwater from CITY OF LAURINBURG
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000