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3044 W Ridge Rd, Gary, IN 46408 Property Records

Lake County property record for 3044 W Ridge Rd, Gary, IN 46408

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,286 sqft · built 1945
Lot Size0.059 acres (2,570 sqft)
OwnerCompany Name on File
Tax Bill$2,164 (2024)
Deeds & MortgagesJun 2026 Transfer
Jan 2026 Sale & Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN45-08-29-106-018.000-003

Property Details

APN / Parcel Number

Primary APN45-08-29-106-018.000-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area2,286 sqft Living Area
1st Floor Area1,143 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2015
Architectural StyleDuplex Single
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area2,570 sqft (0.059 acres)
Lot Dimensions42 ft deep x 61 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3044 W REAR RDG LOT RD, RD
CityGARY
StateIN
Zip46408
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionWOODLAWN 2ND SUB BL.6 N.42.1FT OF W.61FT OF LOTS 12,13 & 14
Legal SubdivisionWOODLAWN 2ND SUB
Legal Block6
Legal Lot Number12,13
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1022
Census Tract41200

Owner

3044 W Ridge Rd is owned by a company that acquired it in June 2026.

Source: Lake County records, as of June 25, 2026

Owner of RecordCompany Name on File
Mailing Address4655 W 121ST AVE, CROWN POINT, IN 46307-8744
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 13, 2026Limited Warranty Deed, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Oct 4, 2022Warranty Deed, Transfer
Jul 22, 2020Warranty Deed, Transfer
MTC
Jan 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 10, 2018Warranty Deed, Transfer
INDIANA TITLE NETWORK COMPANY
Feb 27, 2018Grant Deed, Transfer
MERIDIAN TITLE
Feb 14, 2018Warranty Deed, Transfer
VIA CRISTAL LP
Nov 1, 2017Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2026
Deed SaleJun 17, 2026
Prior SaleJan 13, 2026 · Amount on File
Deed Document Number202613941
Prior Transfer DateJun 1, 2026
Prior Transfer Doc0000013941
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJun 17, 2026
Document Number0000013941
Instrument DateJun 1, 2026
Instrument202613941
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address4655 W 121ST AVE, CROWN POINT, IN 46307-8744

January 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE IN
Recording DateJan 13, 2026
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000001603
Map ReferenceMB 21 PG 47
Instrument DateDec 30, 2025
Instrument2026-501603
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4655 W 121ST AVE, CROWN POINT, IN 46307-8744

Mortgage

Document Number0000001604
DateJan 13, 2026
Instrument2026-501604
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 4, 2022
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000040508
Map ReferenceMB 21 PG 47
Instrument DateSep 29, 2022
Instrument2022-540508
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address11410 NE 124TH ST # 563, KIRKLAND, WA 98034-4399

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 22, 2020
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000046585
Instrument DateJul 10, 2020
Instrument46585
Transaction TypeTransfer
Record UpdatedAug 27, 2020
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 W RIDGE RD GARY IN 464081937, GARY, IN 46408-1937

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 21, 2020
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000005285
Instrument DateJan 17, 2020
Instrument5285
Transaction TypeTransfer
Record UpdatedFeb 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3198 NELSON LN WHEATFIELD IN 463929227, WHEATFIELD, IN 46392-9227

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 10, 2018
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000022460
Instrument DateApr 9, 2018
Instrument22460
Transaction TypeTransfer
Record UpdatedApr 24, 2018
Title CompanyINDIANA TITLE NETWORK COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2302 STONEBRIDGE DR #D FLINT MI 485325406, D, FLINT, MI 48532-5406

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateFeb 27, 2018
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000012647
Instrument DateFeb 12, 2018
Instrument12647
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address270 W 45TH AVE #L GARY IN 46408, L, GARY, IN 46408

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 14, 2018
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000010473
Instrument DateFeb 12, 2018
Instrument10473
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyINDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2701 W 45TH AVE GARY IN 464083612, GARY, IN 46408-3612
InvestorPossibly a Property Investor

Mortgage

Document Number10681
DateFeb 14, 2018
Instrument10681
Lender
NameVIA CRISTAL LP
Address20425 VIA CRISTAL, YORBA LINDA, CA 92886-4579
Agreement
AmountAmount on Record

Mortgage

Document Number10682,
DateFeb 14, 2018
Instrument10682
Lender
NameWILLIAM R CLINE
Address17171 PARK ROW # 100, HOUSTON, TX 77084-4935
Agreement
AmountAmount on Record

November 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAKE IN
Recording DateNov 1, 2017
Property Address3044 W RIDGE RD, GARY, IN 46408-1937
Document Number0000073653
Instrument DateSep 22, 2017
Instrument73653
Transaction TypeForeclosure
Record UpdatedNov 8, 2017

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4300 E 97TH AVE CROWN POINT IN 463078523, CROWN POINT, IN 46307-8523

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$103,500 (+5.83%) Land $1,700 Building $101,800$103,500 (+5.83%) Land $1,700 Building $101,800
2024$2,164.00$97,800 (+0.62%) Land $1,700 Building $96,100$97,800 (+0.62%) Land $1,700 Building $96,100
2023$97,200 (+71.43%) Land $1,700 Building $95,500$97,200 (+71.43%) Land $1,700 Building $95,500
2022$1,134.00 (-75.69%)$56,700 Land $1,200 Building $55,500$56,700 Land $1,200 Building $55,500
2021$4,665.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3044 W Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3044 W Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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