3044 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3044 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,651 sqft · built 2018
Lot Size	0.223 acres (9,711 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,014 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A362060`

Property Details

APN / Parcel Number

Primary APN	`000A362060`
Alternative APNs	`03-1031-25-3-06-74-0000` `R827818` `A36206`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,651 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,473 sqft
Basement Area	1,473 sqft
Finished Basement	1,178 sqft
Unfinished Basement	295 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,711 sqft (0.223 acres)
View / Lot	Neighborhood / Spot
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3044 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 4, LOT 74
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	4
Legal Lot Number	74
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2021
Census Tract	1403

Owner

3044 W Copper Ridge Loop is owned and occupied by two individuals who acquired it in August 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3044 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage STOCKMAN BK/MT
Aug 20, 2018	Warranty Deed, Transfer STOCKMAN BK/MT
Apr 16, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Mar 29, 2018	Warranty Deed, Construction Loan · Construction Mortgage COPPER RIDGE DEV CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018
Deed Sale	Aug 20, 2018
Prior Sale	Mar 29, 2018
Deed Document Number	20183859354
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3044 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2669
Document Number	0003919559
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3044 W COPPER RIDGE LOOP BILLINGS MT 591062669, BILLINGS, MT 59106-2669

Mortgage

Document Number	0003919559
Date	May 8, 2020
Instrument	3919559

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 20, 2018
Property Address	3044 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2669
Document Number	0003859354
Instrument Date	Aug 20, 2018
Instrument	3859354
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3044 W COPPER RIDGE LOOP BILLINGS MT 591062669, BILLINGS, MT 59106-2669

Mortgage

Document Number	3859355
Date	Aug 20, 2018
Instrument	3859355

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 16, 2018
Property Address	3044 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2669
Instrument Date	Apr 9, 2018
Instrument	3846562
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003846562
Date	Apr 16, 2018
Instrument	3846562

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 29, 2018
Property Address	3044 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2669
Document Number	0003845054
Instrument Date	Mar 28, 2018
Instrument	3845054
Transaction Type	Construction Loan
Record Updated	May 17, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 22212 BILLINGS MT 591042212, BILLINGS, MT 59104-2212

Mortgage

Document Number	3846948
Date	Mar 29, 2018
Instrument	3846948

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 28, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 3044 W Copper Ridge Loop was $4,014.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,400 Land $83,639 Building $448,761	$532,400 Land $83,639 Building $448,761
2025	$4,014.00
2023	$4,060.00	$455,100	$455,100 Land $68,775 Building $386,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3044 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3044 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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