3044 SE Jefferson St, Stuart, FL 34997 Property Records

Martin County property record for 3044 SE Jefferson St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 2012
Lot Size	0.172 acres (7,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2017)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-188-0017.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-188-0017.0-6-0000`
Alternative APNs	`37-38-41-007-188-00170-6` `34178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,554 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34178
Street Address	3044 SE JEFFERSON ST
City	STUART
State	FL
Zip	34997-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOT 17 & THE WLY 12.5 FT OF LOT 19 BLK 188
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	188
Legal Lot Number	17,19
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3017
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2017	Warranty Deed, Transfer · FHA Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Jul 11, 2005
Deed Document Number	20172644064
Deed Book / Page	2935 / 2116
Prior Transfer Date	Jun 26, 2011
Prior Transfer Doc	0025281196
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235

Mortgage

Document Number	0033081852
Date	Apr 25, 2022
Book Page	3308/1852
Instrument	2956213

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235

Mortgage

Document Number	0032210068
Date	May 3, 2021
Book Page	3221/68
Instrument	2885935

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 7, 2017
Property Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235
Document Number	0029352116
Book / Page	02935 / 2116
Map Reference	MB11 PG41
Instrument Date	Jun 29, 2017
Instrument	2644064
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2465 SW CREEKSIDE DR, 2465, PALM CITY, FL 34990-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3044 SE JEFFERSON ST, STUART, FL 34997-5235
Investor	Possibly a Property Investor

Mortgage

Document Number	0002644065
Date	Jul 7, 2017
Instrument	2644065

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,497.00 (-1.79%) Additional exemption filed	$320,908 (+58.41%)	$427,110 (+26.2%) Land $145,000 Building $282,110
2024	$5,597.00 (+49.17%)
2023	$3,752.00 (+3.25%) Additional exemption filed	$202,580 (+3%)	$338,450 (+25.91%) Land $135,000 Building $203,450
2022	$3,634.00 Homeowner's exemption	$196,680	$268,810 Land $111,000 Building $157,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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