3044 Overhill Dr, Vista, CA 92084 Property Records

San Diego County property record for 3044 Overhill Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 1975
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jun 2015)
Tax Bill	$7,229 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-041-48-00`

Property Details

APN / Parcel Number

Primary APN	`181-041-48-00`
Alternative APN	`1810414500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,746 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1810414500
Street Address	3044 OVERHILL DR
City	VISTA
State	CA
Zip	92084-6551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 28-11-3W NEQ DOC75-310501 IN NEQ OF
Legal Range	03W
Legal Township	11
Legal Section	28
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2015
Census Tract	19208

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3044 OVERHILL DR, VISTA, CA 92084-6551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY
Jan 24, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	2015318048
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	0000318047
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2026
Property Address	3044 OVERHILL DR, VISTA, CA 92084-6551
Document Number	0000165862
Instrument Date	Jun 4, 2026
Instrument	2026165862
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	3044 OVERHILL DR, VISTA, CA 92084-6551

Mortgage

Document Number	0000165862,
Date	Jun 10, 2026
Instrument	2026165862

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3044 OVERHILL DR, VISTA, CA 92084-6551
Document Number	0000438549
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3044 OVERHILL DR VISTA CA 920846551, VISTA, CA 92084-6551

Mortgage

Document Number	0000438549
Date	Oct 2, 2019
Instrument	438549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3044 OVERHILL DR, VISTA, CA 92084-6551
Document Number	0000450216
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3044 OVERHILL DR VISTA CA 920846551, VISTA, CA 92084-6551

Mortgage

Document Number	0000450216
Date	Sep 29, 2017
Instrument	450216

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3044 OVERHILL DR, VISTA, CA 92084-6551
Document Number	0000046726
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3044 OVERHILL DR VISTA CA 920846551, VISTA, CA 92084-6551

Mortgage

Document Number	0000046726
Date	Jan 30, 2017
Instrument	46726

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,675 (+2%) Land $195,274 Building $405,401
2025	$7,229.00 (+7.91%) Homeowner's exemption	$588,898 (+4.04%) Land $191,446 Building $397,452
2023	$6,699.00 (+0.24%) Homeowner's exemption	$566,032 Land $184,013 Building $382,019
2022	$6,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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