3044 Lighthouse Blvd, Lusby, MD 20657 Property Records

Calvert County property record for 3044 Lighthouse Blvd, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,140 sqft · built 1959
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Tax Bill$2,572 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APN01-033956

Property Details

APN / Parcel Number

Primary APN01-033956
Alternative APNs
  • 1033956
  • 033956

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,140 sqft Total Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number033956
Street Address3044 LIGHTHOUSE BLVD
CityLUSBY
StateMD
Zip20657-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 2 & 3 BLK J SEC COVE POINT
Legal SubdivisionCOVE POINT BCH
Legal BlockJ
Legal Lot Number2,3
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1072
Census Tract861100

Owner

3044 Lighthouse Blvd is owned and occupied by two individuals who acquired it in June 2006.

Source: Calvert County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3044 LIGHTHOUSE BLVD, LUSBY, MD 20657-2402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2006
Deed SaleJun 5, 2006
Prior SaleMar 27, 2006
Deed Document Number200663872
Deed Book / Page2770 / 672
Prior Transfer DateMar 31, 2006
Prior Transfer DocKPS027700672
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3044 LIGHTHOUSE BLVD, LUSBY, MD 20657-2402
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyAMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 LIGHTHOUSE BLVD, LUSBY, MD 20657-2402

Mortgage

Document Number0059640413
DateMay 18, 2021
Book Page5964/413
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3044 Lighthouse Blvd was $2,572.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,200 (+6.14%) Land $108,100 Building $123,100$231,200 (-) Land $108,100 Building $123,100
2025$2,572.00$217,833$231,200 Land $108,100 Building $123,100
2023$1,985.00$191,100 Land $108,100 Building $83,000$191,100 Land $108,100 Building $83,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3044 Lighthouse Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3044 Lighthouse Blvd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lighthouse Blvd

Nearby Streets

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