3044 Highgrade St, Placerville, CA 95667 Property Records

El Dorado County property record for 3044 Highgrade St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2023
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on Record
Last Sale	$33,000 (Oct 2013)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`085-134-003-000`

Property Details

APN / Parcel Number

Primary APN	`085-134-003-000`
Alternative APN	`0851340310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Wood
Lot Area	95,832 sqft (2.2 acres)
Terrain	Gentle Slope
View / Lot	Good
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Patio Area	618 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0851340310
Street Address	3044 HIGHGRADE ST
City	PLACERVILLE
State	CA
Zip	95667-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	L 134 SWANS CNTRY 4
Legal Subdivision	SWANS CNTRY 4
Legal Lot Number	134
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3051
Census Tract	30603

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3044 HIGHGRADE ST, PLACERVILLE, CA 95667-9029
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Sep 25, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2013 · Amount on Record
Deed Sale	Oct 3, 2013 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	0000051005
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000053303
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3044 HIGHGRADE ST, PLACERVILLE, CA 95667-9029
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6294 EL CAMINO DR, POLLOCK PINES, CA 95726-9716

Mortgage

Document Number	0000012841
Date	Mar 18, 2022
Instrument	2022-0012841

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 25, 2020
Property Address	3044 HIGHGRADE ST, PLACERVILLE, CA 95667-9029
Document Number	0000053303
Instrument Date	Sep 24, 2020
Instrument	53303
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6513 GARLAND WAY ROSEVILLE CA 957479294, ROSEVILLE, CA 95747-9294

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,934.00 (+607.89%) Homeowner's exemption	$452,904 (+867.37%) Land $48,709 Building $404,195
2023	$697.00 (+1.01%)	$46,818 Land $46,818
2022	$690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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