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3044 Cluster Pine Dr, Indianapolis, IN 46235 Property Records

Marion County property record for 3044 Cluster Pine Dr, Indianapolis, IN 46235

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,527 sqft · built 2002
Lot Size0.262 acres (11,413 sqft)
OwnerIndividual Name on File
Last Sale$250,267 (Oct 2025)
Tax Bill$2,833 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-08-22-124-029.000-700

Property Details

APN / Parcel Number

Primary APN49-08-22-124-029.000-700
Alternative APN
  • 7044018

Interior

Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,527 sqft Living Area
Gross Area3,099 sqft
1st Floor Area2,527 sqft
AtticAttic
Attic Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeMasonry / Concrete Block
Lot Area11,413 sqft (0.262 acres)
TerrainRolling
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3044 CLUSTER PINE DR
CityINDIANAPOLIS
StateIN
Zip46235-5818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionWARREN PINES SEC 1A L 22
Legal SubdivisionWARREN PINES SEC 1A
Legal Lot Number22
JurisdictionMARION IN
Township / Civil DivisionWARREN
Census Block Group1
Census Block1001
Census Tract360407

Owner

3044 Cluster Pine Dr is owned and occupied by an individual who bought it in October 2025.

Source: Marion County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 1, 2025Warranty Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 1, 2025Warranty Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on File
Deed SaleOct 1, 2025 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number202583617
Prior Transfer DateNov 24, 2014
Prior Transfer Doc0000118664
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Recording DateJun 17, 2026
Property Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818
Document Number0000051586
Instrument DateJun 11, 2026
Instrument202651586
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818

Mortgage

Document Number0000051586,
DateJun 17, 2026
Instrument202651586
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateOct 1, 2025
Property Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818
Document Number0000083617
Map ReferenceIN 200243512
Instrument DateAug 29, 2025
InstrumentA202500083617
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818

Mortgage

Document Number0000083618
DateOct 1, 2025
InstrumentA202500083618
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2055

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateOct 1, 2025
Property Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818
Document Number0000083617
Map ReferenceIN 200243512
Instrument DateAug 29, 2025
InstrumentA202500083617
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5818

Mortgage

Document Number0000083618
DateOct 1, 2025
InstrumentA202500083618
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3044 Cluster Pine Dr was $2,833, down 40.1% from the year before.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWarren Township
Consolidated CityIndianapolis City
Unified School DistrictWarren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,833.00 (-40.14%)$258,200 (+25.46%) Land $35,500 Building $222,700$258,200 (+25.46%) Land $35,500 Building $222,700
2024$4,733.00$205,800 (-) Land $35,500 Building $170,300$205,800 (-) Land $35,500 Building $170,300
2023$4,733.00 (+2.38%)$205,800 (-2.05%) Land $35,500 Building $170,300$205,800 (-2.05%) Land $35,500 Building $170,300
2022$4,623.00 (+8.01%)$210,100 Land $35,500 Building $174,600$210,100 Land $35,500 Building $174,600
2021$4,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3044 Cluster Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3044 Cluster Pine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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