3044 Briar Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3044 Briar Dr, Spring Grove, IL 60081

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.01 acres (43,996 sqft)
Owner	Trust Name on File
Last Sale	$50,000 (Feb 2022)
Deeds & Mortgages	Jan 2024 Construction Loan Jan 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-477-010`

Property Details

APN / Parcel Number

Primary APN	`04-26-477-010`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Street Address	3044 BRIAR DR
City	SPRING GROVE
State	IL
Zip	60081-7206
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DOC 2022R0005626 LT 10 FIELDSTONE RIDGE MEMO: CHRASTKA, MICHAEL S REV TR/ CHRASTKA, SHEILA C REV TR
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2039
Census Tract	870105

Owner

3044 Briar Dr, residential vacant land, is held in a trust since February 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	216 E LITTLETON TRL, HAINESVILLE, IL 60030-1080
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Construction Mortgage HOME STATE BANK NA
Jan 31, 2024	Deed of Trust, Mortgage · Construction Mortgage HOME STATE BANK NA
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA
Feb 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Deed Document Number	2022R0005626
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3044 BRIAR DR, SPRING GROVE, IL 60081-7206
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E LITTLETON TRL, HAINESVILLE, IL 60030-1080

Mortgage

Document Number	0000002301
Date	Jan 31, 2024
Instrument	2024R0002301

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3044 BRIAR DR, SPRING GROVE, IL 60081-7206
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002300
Date	Jan 31, 2024
Instrument	2024R0002300

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Max Rate	12.3%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3044 BRIAR DR, SPRING GROVE, IL 60081-7206
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3044 BRIAR DR, SPRING GROVE, IL 60081-7206

Mortgage

Document Number	0000031395
Date	Nov 7, 2025
Instrument	2025R0031395

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 11, 2022
Property Address	3044 BRIAR DR, SPRING GROVE, IL 60081-7206
Document Number	0000005626
Map Reference	DOC 2006R0060084
Instrument Date	Jan 8, 2022
Instrument	2022R0005626
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	216 E LITTLETON TRL, HAINESVILLE, IL 60030-1080

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$145 Land $145	$435 Land $435

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3044 Briar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3044 Briar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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