30430 Alder Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30430 Alder Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1981
Lot Size	0.697 acres (30,375 sqft)
Owner	2 Individual Names on File
Last Sale	$37,600 (Oct 2014)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`402418456008`

Property Details

APN / Parcel Number

Primary APN	`402418456008`
Alternative APNs	`00959050000006` `10004626476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,375 sqft (0.697 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	471 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	826 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00959050000006
Street Address	30430 ALDER RD
City	PUNTA GORDA
State	FL
Zip	33982-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RIDGE HARB 4TH ADD LTS 553 554 652/1998 834/1265 1096/589 1368/1115 1531/1076 DC3299/1275-DMW 3425/1354 3906/1937 CD3908/42 FJ4280/956 4291/898 RIH 004 0000 0555 RIDGE HARBOR 4TH ADD LT 555 85/88 586/214 1584/1624 DC3299/1275-DMW 3425/
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	RIDGE HARB 4TH ADD
Legal Tract	RIH
Legal Lot Number	553
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1036
Census Tract	10100

Owner

30430 Alder Rd is owned and occupied by two individuals who bought it in October 2014.

Source: Charlotte County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30430 ALDER RD, PUNTA GORDA, FL 33982-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Correction Deed HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI
Jun 24, 2020	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU
Mar 13, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2014 · Amount on File
Deed Sale	Oct 8, 2014 · Amount on File
Prior Sale	Oct 14, 2009 · Amount on File
Deed Document Number	20142299733
Deed Book / Page	3908 / 42
Prior Transfer Date	Sep 24, 2014
Prior Transfer Doc	0039061937
Record Updated	Oct 29, 2026

August 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 27, 2026
Property Address	30430 ALDER RD, PUNTA GORDA, FL 33982-3330
Document Number	0003678273
Instrument Date	Aug 7, 2026
Instrument	20263678273
Record Updated	Sep 4, 2026
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30430 ALDER RD, PUNTA GORDA, FL 33982-3330

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	30430 ALDER RD, PUNTA GORDA, FL 33982-3330
Document Number	0045940424
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30430 ALDER RD PUNTA GORDA FL 339823330, PUNTA GORDA, FL 33982-3330

Mortgage

Document Number	0045940424
Date	Jun 30, 2020
Book Page	004594/000424
Instrument	2825342

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 13, 2018
Property Address	30430 ALDER RD, PUNTA GORDA, FL 33982-3330
Document Number	0042910898
Book / Page	004291 / 000898
Instrument Date	Feb 23, 2018
Instrument	2593924
Transaction Type	Transfer
Record Updated	Mar 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30430 ALDER RD PUNTA GORDA FL 339823330, PUNTA GORDA, FL 33982-3330

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	30430 ALDER RD, PUNTA GORDA, FL 33982-3330
Document Number	0042680078
Book / Page	004268 / 000078
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30430 ALDER RD PUNTA GORDA FL 339823330, PUNTA GORDA, FL 33982-3330

Mortgage

Document Number	0042680078
Date	Dec 28, 2017
Book Page	004268/000078
Instrument	2575739

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 30430 Alder Rd was $1,776 with a homeowner's exemption, down 11.7% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (-11.73%) Homeowner's exemption	$82,736	$216,486 Land $35,699 Building $180,787
2024	$2,012.00 (+16.64%)
2023	$1,725.00 (-4.43%) Homeowner's exemption	$52,581 (-30.78%)	$167,915 (-29.88%) Land $42,458 Building $125,457
2022	$1,805.00 Homeowner's exemption	$75,967	$239,457 Land $31,212 Building $208,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30430 Alder Rd in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30430 Alder Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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