3043 SW 23rd Ter, Miami, FL 33145 Property Records

Miami-Dade County property record for 3043 SW 23rd Ter, Miami, FL 33145

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,119 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$790,000 (Nov 2022)
Tax Bill	$15,509 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4116-133-0020`

Property Details

APN / Parcel Number

Primary APN	`01-4116-133-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,119 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3043 SW 23RD TER, 3043
City	MIAMI
State	FL
Zip	33145-3321
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5700
Legal Description	VILLAS AT WOODSIDE CONDO V UNIT 3043 UNDIV 50% INT IN COMMON ELEMENTS OFF REC 24159-1084 COC 26521-0130 07 2008 3
Legal Range	41E
Legal Township	54S
Legal Section	16
Legal Subdivision	VILLAS AT WOODSIDE CONDO
Legal Block	3
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3004
Census Tract	7003

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3043 SW 23RD TER, 3043, MIAMI, FL 33145-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FINANCING CENTER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	2022877621
Deed Book / Page	33472 / 2483
Prior Transfer Date	Jul 16, 2008
Prior Transfer Doc	0000659579
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 18, 2022
Property Address	3043 SW 23RD TER, MIAMI, FL 33145-3321
Document Number	0000877621
Book / Page	33472 / 2483
Map Reference	MB 24159 PG 1084
Instrument Date	Nov 10, 2022
Instrument	2022R0877621
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	A AND A TITLE, A & A TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 BRICKELL AVE # AVEM100, AVEM100, MIAMI, FL 33131-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 SW 23RD TER # 3043, 3043, MIAMI, FL 33145-3321

Mortgage

Document Number	0000002485
Date	Nov 18, 2022
Instrument	33472/2485

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3043 SW 23RD TER, MIAMI, FL 33145-3321
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 SW 23RD TER, MIAMI, FL 33145-3321

Mortgage

Document Number	0000300531
Date	Apr 12, 2022
Book Page	33125/3906
Instrument	2022R0300531

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3043 SW 23RD TER, MIAMI, FL 33145-3321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000657184
Date	Nov 13, 2020
Book Page	32195/647
Instrument	2020R0657184

Lender

Name	HOME FINANCING CENTER INC
Type	Mortgage Company
Address	MIAMI, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,509.00 (+10.91%) Homeowner's exemption	$799,124 (+20.75%)	$799,124 (+20.75%)
2023	$13,984.00 (+109%)	$661,800 (+90.09%)	$661,800 (+3%)
2022	$6,691.00 Homeowner's exemption	$348,156	$509,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Google Fiber, Hotwire Communications.

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