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3043 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3043 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,496 sqft · built 1978
Lot Size0.26 acres (11,325 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jan 2023)
Tax Bill$2,634 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-086634

Property Details

APN / Parcel Number

Primary APN01-086634
Alternative APNs
  • 1086634
  • 086634

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,496 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Lot Dimensions185 ft deep x 91 ft wide
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number086634
Street Address3043 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 230 45/91X185 AV 3043 EBBTIDE DRIVE HARBOUR OAKS PT 36/54
Legal SubdivisionHARBOUR OAKS
Legal Lot Number230
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3043 EBBTIDE DR, EDGEWOOD, MD 21040-2901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Prior SaleMar 21, 2007 · Amount on Record
Deed Book / Page15808 / 60
Prior Transfer DateFeb 25, 2013
Prior Transfer Doc0101910213
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 30, 2023
Property Address3043 EBBTIDE DR, EDGEWOOD, MD 21040-2901
Document Number0158080060
Book / Page15808 / 60
Map ReferenceMB 36 FO 54
Instrument DateJan 3, 2023
Transaction TypeTransfer
Record UpdatedFeb 8, 2023
Title CompanyCOMMUNITY TITLE NETWORK

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3043 EBBTIDE DR, EDGEWOOD, MD 21040-2901

Mortgage

Document Number0158080067
DateJan 30, 2023
Instrument15808-0067
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Mortgage

Document Number0158080084
DateJan 30, 2023
Book Page15808/84
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,634.00 (+24.77%) Homeowner's exemption$241,700 (+8.71%) Land $60,700 Building $181,000$241,700 (-) Land $60,700 Building $181,000
2025$2,111.00 (+9.21%) Homeowner's exemption$222,333 (+21.1%)$241,700 (+31.64%) Land $60,700 Building $181,000
2023$183,600 Land $60,700 Building $122,900$183,600 Land $60,700 Building $122,900
2022$1,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

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