3043 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3043 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,557 sqft · built 2007
Lot Size	0.088 acres (3,826 sqft)
Owner	Trust Name on File
Last Sale	$980,000 (Jan 2021)
Tax Bill	$14,445 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-400-062-6`

Property Details

APN / Parcel Number

Primary APN	`222-400-062-6`
Alternative APN	`222-400-062`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,557 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	761 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Lot Area	3,826 sqft (0.088 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3043 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3062
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L131
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	131
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	345112

Owner

3043 Cedarwood Loop, a townhouse, is owner-occupied and held in a trust since March 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	3043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3062
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 16, 2021	Intrafamily Transfer, Transfer
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Dec 19, 2007 · Amount on File
Deed Document Number	20216531
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000079635
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3062
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026935
Date	Feb 12, 2020
Instrument	2020-026935

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 16, 2021
Property Address	3043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3062
Document Number	0000079635
Map Reference	MB 475 PG 17-49
Instrument Date	Mar 3, 2021
Instrument	2021-079635
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3062

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 8, 2021
Property Address	3043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3062
Document Number	0000006531
Map Reference	MB 475 PG 17-49
Instrument Date	Jan 5, 2021
Instrument	2021-006531
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3062

Mortgage

Document Number	0000006532
Date	Jan 8, 2021
Instrument	2021-006532

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3043 Cedarwood Loop was $14,445 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,081,996 (+2%) Land $717,651 Building $364,345
2025	$14,445.00 Homeowner's exemption	$1,060,781 Land $703,580 Building $357,201
2023	$13,886.00 (+1.36%) Homeowner's exemption	$1,019,592 Land $676,260 Building $343,332
2022	$13,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3043 Cedarwood Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3043 Cedarwood Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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