San Diego County property record for 3042 Spearman Ln, Spring Valley, CA 91978
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,852 sqft · built 1982 |
| Lot Size | 0.159 acres (6,922 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,115 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-650-19-00 |
| Primary APN | 505-650-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,852 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 6,922 sqft (0.159 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3042 SPEARMAN LN |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 19 TR 009396 |
| Legal Subdivision | SAN DIEGO 3849 |
| Legal Tract | 009396 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13505 |
Source: San Diego County records · APN 505-650-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 22, 2019 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2017 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 |
| Deed Sale | Nov 22, 2019 |
| Prior Sale | May 18, 2017 · Amount on Record |
| Deed Document Number | 2019545127 |
| Prior Transfer Date | Nov 14, 2019 |
| Prior Transfer Doc | 0000545127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Document Number | 0000644259 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-0644259 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Document Number | 0000551193 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020-0551193 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Document Number | 0000545127 |
| Map Reference | MAP 9396 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019-0545127 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Document Number | 0000545128 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-0545128 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2017 |
| Property Address | 3042 SPEARMAN LN, SPRING VALLEY, CA 91978-1134 |
| Document Number | 0000223557 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 223557 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3042 SPEARMAN LN SPRING VALLEY CA 919781134, SPRING VALLEY, CA 91978-1134 |
| Document Number | 223558 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 223558 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $556,375 (+2%) Land $172,654 Building $383,721 | |
| 2025 | $5,115.00 (-22.91%) | $545,467 (+4.04%) Land $169,269 Building $376,198 |
| 2023 | $6,635.00 (+1.55%) Homeowner's exemption | $524,288 Land $162,697 Building $361,591 |
| 2022 | $6,534.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, California Internet, San Diego Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 553 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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