Charlotte County property record for 3042 Perdue Ter, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,080 sqft · built 1980 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Apr 2004) |
| Tax Bill | $531 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 402322202004 |
| Primary APN | 402322202004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00846720001000 |
|---|---|
| Street Address | 3042 PERDUE TER |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 8 BLK 26 LTS 41 & 42 587/636 627/2134 848/862 1292/2148 2448/124 L/E2448/125 L/E2831/249 DC4040/330-JSW 4040/331 4821/1561 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HRBR HTS |
| Legal Tract | HBH |
| Legal Block | 26 |
| Legal Lot Number | 41,42 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 21001 |
3042 Perdue Ter is owned and occupied by two individuals who acquired it in July 2021.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3042 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 11, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2004 · Amount on File |
| Deed Sale | Apr 23, 2004 · Amount on File |
| Deed Document Number | 20041187716 |
| Deed Book / Page | 2448 / 124 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0048211561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3042 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3042 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Number | 0048081460 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 4808/1460 |
| Instrument | 2974608 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jul 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 11, 2021 |
| Property Address | 3042 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Number | 0048211561 |
| Book / Page | 4821 / 1561 |
| Map Reference | MB 3 PG 84A&84B |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2983679 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9662 NW 45TH ST, 9662, SUNRISE, FL 33351-5170 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3042 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
The 2025 property tax bill for 3042 Perdue Ter was $531 with a homeowner's exemption, up 1.9% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $531.00 (+1.92%) Homeowner's exemption | $74,498 | $129,199 Land $17,850 Building $111,349 |
| 2024 | $521.00 | ||
| 2023 | $70,289 (+3%) | $90,154 (-25.44%) Land $20,000 Building $70,154 | |
| 2022 | $526.00 Homeowner's exemption | $68,242 | $120,913 Land $16,150 Building $104,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3042 Perdue Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3042 Perdue Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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