3042 Chenango Dr, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 3042 Chenango Dr, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 945 sqft · built 1984
Lot Size	0.211 acres (9,220 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Dec 2020)
Tax Bill	$2,183 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-201-04`

Property Details

APN / Parcel Number

Primary APN	`165-201-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	945 sqft Heated Area
Gross Area	1,329 sqft
1st Floor Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,220 sqft (0.211 acres)
Porch	Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	165-201-04
Street Address	3042 CHENANGO DR
City	CHARLOTTE
State	NC
Zip	28212-6675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L9 B1 M20-350
Legal Subdivision	STONE RDG MAP 01
Legal Block	1
Legal Lot Number	9
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	1921

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3042 CHENANGO DR, CHARLOTTE, NC 28212-6675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	0035417972
Deed Book / Page	35417 / 972
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3042 CHENANGO DR, CHARLOTTE, NC 28212-6675
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153657
Date	Nov 14, 2022
Book Page	37771/348
Instrument	2022153657

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3042 CHENANGO DR, CHARLOTTE, NC 28212-6675
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155112
Date	Nov 17, 2022
Book Page	37778/919
Instrument	2022155112

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 10, 2020
Property Address	3042 CHENANGO DR, CHARLOTTE, NC 28212-6675
Document Number	0000209628
Book / Page	35417 / 972
Map Reference	MB 20 PG 350
Instrument Date	Dec 10, 2020
Instrument	2020209628
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26211 CAMDEN WOODS DR, 26211, FORT MILL, SC 29707-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 CHENANGO DR, CHARLOTTE, NC 28212-6675

Mortgage

Document Number	0000209629
Date	Dec 10, 2020
Instrument	2020209629

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 5, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.25%
Index	10-Year TN
Max Rate	9.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber, Verizon.

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