3042 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 3042 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Duplex
Details	4 bd · 6 ba · 3,109 sqft · built 1890
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2021)
Tax Bill	$2,974 (2024)
Deeds & Mortgages	Jan 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-13-151-001`

Property Details

APN / Parcel Number

Primary APN	`10-13-151-001`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,109 sqft Total Area
1st Floor Area	1,323 sqft
Upper Floors Area	1,323 sqft
Attic Area	463 sqft
Basement Area	1,323 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3042 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-1910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CI
Legal Description	W 170' OF LOT 310 DAVIS FARM ADD
Legal Subdivision	EISENHOWER
Legal Lot Number	310
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1014
Census Tract	500

Owner

Source: Dubuque County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5490 CARVER DR, ASBURY, IA 52002-8200
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	2021-00001583
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 27, 2021
Property Address	3042 CENTRAL AVE, DUBUQUE, IA 52001-1910
Document Number	0000001583
Instrument Date	Jan 21, 2021
Instrument	2021-00001583
Transaction Type	Construction Loan
Record Updated	Aug 9, 2022
Title Company	PREMIER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5490 CARVER DR, ASBURY, IA 52002-8200

Mortgage

Document Number	0000001584
Date	Jan 27, 2021
Instrument	2021-00001584

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Dec 31, 2041

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,900 (-2.37%) Land $23,700 Building $178,200	$201,900 (-2.37%) Land $23,700 Building $178,200
2024	$2,974.00 (+4.79%)
2023		$206,800 (+25.69%) Land $22,300 Building $184,500	$206,800 (+25.69%) Land $22,300 Building $184,500
2022	$2,838.00	$164,530 Land $16,700 Building $147,830
2021			$164,530 Land $16,700 Building $147,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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