3042 Cardinal Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3042 Cardinal Dr, Augusta, GA 30909

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,474 sqft · built 1940
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Tax Bill$2,344 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN043-1-112-00-0

Property Details

APN / Parcel Number

Primary APN043-1-112-00-0
Alternative APNs
  • 26334
  • 18780

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area4,474 sqft Gross Area
1st Floor Area3,250 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeMixed
Garage Area440 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area116 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemWood Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3042 CARDINAL DR
CityAUGUSTA
StateGA
Zip30909-3040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description3042 CARDINAL DR
Legal SubdivisionFOREST HILLS SUBDIVISION
JurisdictionRICHMOND GA
Township / Civil DivisionAUGUSTA
Census Block Group1
Census Block1026
Census Tract1602

Owner

3042 Cardinal Dr is owned and occupied by an individual who acquired it in June 2015.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address3042 CARDINAL DR, AUGUSTA, GA 30909-3040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2015
Deed SaleJun 18, 2015
Prior SaleFeb 24, 1999
Deed Document Number20153561
Deed Book / Page1490 / 528
Prior Transfer DateApr 19, 2011
Prior Transfer Doc1299000746
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND GA
Property Address3042 CARDINAL DR, AUGUSTA, GA 30909-3040
Document Number0016040974
Book / Page001604 / 000974
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3042 CARDINAL DR #OR AUGUSTA GA 309093040, OR, AUGUSTA, GA 30909-3040

Mortgage

Document Number0016040974
DateNov 14, 2017
Book Page001604/000974
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 13, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 3042 Cardinal Dr was $2,344, down 8.3% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAugusta-Richmond County Consolidated Government
Unified School DistrictRichmond County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,344.00 (-8.29%)
2025$2,556.00$223,376 Land $32,000 Building $191,376$558,440 Land $80,000 Building $478,440
2023$1,942.00 (-16.58%) Senior Citizen's exemption Additional exemption filed$177,672 (+7.01%) Land $32,000 Building $145,672$444,180 (+7.01%) Land $80,000 Building $364,180
2022$2,328.00$166,033 Land $32,000 Building $134,033$415,083 Land $80,000 Building $335,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3042 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims8 (2003–2025)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3042 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUGUSTA-RICHMOND CO WS
serves 204,000 people · EPA ID GA2450000
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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