3042 Bancroft Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3042 Bancroft Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1975
Lot Size	0.202 acres (8,814 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2015)
Tax Bill	$6,556 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-273-72-00`

Property Details

APN / Parcel Number

Primary APN	`503-273-72-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	8,814 sqft (0.202 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	3042 BANCROFT DR
City	SPRING VALLEY
State	CA
Zip	91977-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 22 (EX FLOOD CONTROL CHANNEL)PAR B PER DOC89-290696 IN TR 001685
Legal Subdivision	GOODLAND ACRES
Legal Tract	001685
Legal Block	2
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Feb 19, 2015 · Amount on Record
Deed Document Number	2015288165
Last Transfer Date	Nov 3, 2021
Transfer Doc	0000774772
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603

Mortgage

Document Number	0000093894
Date	Apr 16, 2024
Instrument	2024-0093894

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2021
Property Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603
Document Number	0000774772
Map Reference	MAP 1685
Instrument Date	Nov 3, 2021
Instrument	2021-0774772
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603

Mortgage

Document Number	0000774773
Date	Nov 8, 2021
Instrument	2021-0774773

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 BANCROFT DR, SPRING VALLEY, CA 91977-2603

Mortgage

Document Number	0000506198
Date	Sep 2, 2020
Instrument	2020-0506198

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,039 (+2%) Land $291,471 Building $218,568
2025	$6,556.00 (+7.18%) Homeowner's exemption	$500,039 (+4.04%) Land $285,756 Building $214,283
2023	$6,117.00 (+28.89%) Homeowner's exemption	$480,623 Land $274,660 Building $205,963
2022	$4,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2010–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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