304185 E 1850 Rd, Loco, OK 73442 Property Records

Stephens County property record for 304185 E 1850 Rd, Loco, OK 73442

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,612 sqft · built 2004
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Aug 2007)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Mar 2007 Mortgage Mar 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10325`

Property Details

APN / Parcel Number

Primary APN	`10325`
Alternative APN	`0000-01-03S-04W-2-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Porch	Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10325
Street Address	304185 E 1850 RD
City	LOCO
State	OK
Zip	73442-1724
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	01-3S-4W NWNW
Legal Range	04W
Legal Township	03S
Legal Section	01
Legal Subdivision	T3S-R4W
Legal Block	3S
Legal Lot Number	4W
Jurisdiction	STEPHENS OK
Township / Civil Division	VELMA-ALMA
Census Block Group	2
Census Block	2047
Census Tract	1000

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304185 E 1850 RD, LOCO, OK 73442-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2007	Deed of Trust, Mortgage INTERNATIONAL BANK OF COMMERCE
Mar 31, 2006	Deed of Trust, Mortgage INTERNATIONAL BANK OF COMMERCE
Aug 22, 2007	Warranty Deed, Transfer JOYLE HURST ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2007 · Amount on Record
Deed Sale	Aug 22, 2007 · Amount on Record
Prior Sale	Jul 1, 2003
Deed Document Number	200777-1870
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	304185 E 1850 RD, LOCO, OK 73442-1724
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003478/270
Date	Mar 1, 2007
Book Page	3478/270
Instrument	76-3524

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Mar 1, 2016

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	304185 E 1850 RD, LOCO, OK 73442-1724
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003315/189
Date	Mar 31, 2006
Book Page	3315/189
Instrument	75-0256

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2016

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 22, 2007
Property Address	304185 E 1850 RD, LOCO, OK 73442-1724
Document Number	0000771870
Instrument Date	Aug 21, 2007
Instrument	77-1870
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 ASH AVE, COMANCHE, OK 73529-2626

Mortgage

Document Number	0000771871
Date	Aug 22, 2007
Instrument	77-1871

Lender

Name	JOYLE HURST ETUX
Type	Private Party

Agreement

Amount	Amount Recorded
Term	107 Months
Due	Jul 1, 2016

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,264 (-) Land $630 Building $13,634	$129,679 (-18.23%) Land $5,731 Building $123,948
2025	$1,008.00 (+5.11%) Homeowner's exemption	$14,264 (+6.08%) Land $630 Building $13,634	$158,588 (+24.57%) Land $7,920 Building $150,668
2023	$959.00 Homeowner's exemption	$13,446 Land $574 Building $12,872	$127,312 Land $5,220 Building $122,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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