Hernando County property record for 3041 Waterfall Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,569 sqft · built 1980 |
| Lot Size | 0.467 acres (20,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Feb 2024) |
| Tax Bill | $3,799 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5250-1415-0740 |
| Primary APN | R32-323-17-5250-1415-0740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,569 sqft Living Area |
| Gross Area | 2,423 sqft |
| 1st Floor Area | 1,569 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,321 sqft (0.467 acres) |
| Lot Dimensions | 161 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 1,206 sqft |
| Deck Area | 98 sqft |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00321609 |
|---|---|
| Street Address | 3041 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 25 BLK 1415 LOT 74 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 25 |
| Legal Block | 1415 |
| Legal Lot Number | 74 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41103 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3041 WATERFALL DR, SPRING HILL, FL 34608-4443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 13, 2024 | Correction Deed CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Feb 23, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 11, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2023 · Amount on Record |
| Deed Document Number | 202411064 |
| Deed Book / Page | 4394 / 1491 |
| Prior Transfer Date | May 30, 2008 |
| Prior Transfer Doc | 0027421025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 13, 2024 |
| Property Address | 3041 WATERFALL DR, SPRING HILL, FL 34608-4443 |
| Document Number | 0044081274 |
| Book / Page | 4408 / 1274 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024020117 |
| Record Updated | May 10, 2024 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3041 WATERFALL DR, SPRING HILL, FL 34608-4443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 23, 2024 |
| Property Address | 3041 WATERFALL DR, SPRING HILL, FL 34608-4443 |
| Document Number | 0043941491 |
| Book / Page | 4394 / 1491 |
| Map Reference | MB 10 PG 61 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024011064 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5173 WARING RD # 2, 2, SAN DIEGO, CA 92120-2705 |
| Name | Verified Name |
|---|---|
| Address | 3041 WATERFALL DR, SPRING HILL, FL 34608-4443 |
| Document Number | 0043941494 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 4394/1494 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 11, 2023 |
| Property Address | 3041 WATERFALL DR, SPRING HILL, FL 34608-4443 |
| Document Number | 0043380540 |
| Book / Page | 4338 / 540 |
| Map Reference | MB 10 PG 61 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023055734 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | AWS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4574 POTTER PARK LOOP, MISSOULA, MT 59808-5330 |
| Name | Verified Name |
|---|---|
| Address | 5939 MISSION GORGE RD # 206, 206, SAN DIEGO, CA 92120-4005 |
| Investor | Possibly a Property Investor |
| Document Number | 0004338542 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 4338/542 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,799.00 (+686.54%) | $257,148 (+158.1%) Land $61,979 Building $195,169 | $257,148 (+18.4%) Land $61,979 Building $195,169 |
| 2023 | $99,630 (+3%) Land $99,630 | ||
| 2022 | $483.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $96,728 | $217,178 Land $50,803 Building $166,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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