Cecil County property record for 3041 Telegraph Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,254 sqft · built 1987 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Sep 2019) |
| Tax Bill | $3,655 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-027752 |
| Primary APN | 04-027752 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 027752 |
|---|---|
| Street Address | 3041 TELEGRAPH RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 2 - 1.0782 ACRE 3041 TELEGRAPH ROAD E OF BLUE BALL |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30601 |
Source: Cecil County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3041 TELEGRAPH RD, ELKTON, MD 21921-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 23, 2019 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Aug 15, 1984 · Amount on Record |
| Deed Book / Page | 4469 / 57 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 3041 TELEGRAPH RD, ELKTON, MD 21921-2333 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | BRENNAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3041 TELEGRAPH RD, ELKTON, MD 21921-2333 |
| Document Number | 0050680298 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 5068/298 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Sep 23, 2019 |
| Property Address | 3041 TELEGRAPH RD, ELKTON, MD 21921-2333 |
| Document Number | 0044690057 |
| Book / Page | 4469 / 057 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3041 TELEGRAPH RD, ELKTON, MD 21921-2333 |
| Document Number | 0000446964 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 4469/64 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,200 (+1.48%) Land $87,200 Building $213,000 | $300,200 (-8.61%) Land $87,200 Building $213,000 | |
| 2025 | $3,655.00 (+39.13%) | ||
| 2023 | $2,627.00 | $295,833 | $328,500 Land $87,200 Building $241,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures