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3041 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3041 Settlers Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,306 sqft · built 1996
Lot Size0.251 acres (10,933 sqft)
Owner2 Individual Names on Record
Last Sale$106,000 (May 2001)
Tax Bill$1,128 (2025)
Deeds & MortgagesNov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN16-26-30-0575-0001-0160

Property Details

APN / Parcel Number

Primary APN16-26-30-0575-0001-0160
Alternative APNs
  • 263016057500010160
  • 85377

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,306 sqft Living Area
Gross Area1,725 sqft
1st Floor Area1,306 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,933 sqft (0.251 acres)
Lot Dimensions146 ft deep x 75 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area39 sqft
Patio Area338 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3041 SETTLERS TRL
CitySAINT CLOUD
StateFL
Zip34772-8838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 16
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 1
Legal Tract575
Legal Block160
Legal Lot Number16
Legal Unit1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3041 SETTLERS TRL, SAINT CLOUD, FL 34772-8838
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2001 · Amount on Record
Deed SaleMay 1, 2001 · Amount on Record
Prior SaleOct 23, 1996 · Amount on Record
Deed Book / Page1866 / 1124
Last Transfer DateNov 2, 2025
Transfer Doc0068762951
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 6, 2025
Property Address3041 SETTLERS TRL, SAINT CLOUD, FL 34772-8838
Document Number0068762951
Book / Page6876 / 2951
Instrument DateNov 2, 2025
Instrument2025137753
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3041 SETTLERS TRL, SAINT CLOUD, FL 34772-8838

Transferred To (Grantee/Buyer)

NameVerified Name
Address3041 SETTLERS TRL, SAINT CLOUD, FL 34772-8838

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,128.00 (+4.25%)$105,948 (+2.9%)$267,600 (-5.04%) Land $75,000 Building $192,600
2024$1,082.00 (+3.94%) Homeowner's exemption$102,963 (+3%)$281,800 (+3.45%) Land $70,000 Building $211,800
2023$1,041.00 (+5.26%) Homeowner's exemption$99,965 (+3%)$272,400 (+19.74%) Land $65,000 Building $207,400
2022$989.00 Homeowner's exemption$97,054$227,500 Land $60,000 Building $167,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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