3041 Royal Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3041 Royal Dr, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,060 sqft · built 1973
Lot Size	0.42 acres (18,295 sqft)
Owner	Trust Name on File
Tax Bill	$7,306 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`082-204-007-000`

Property Details

APN / Parcel Number

Primary APN	`082-204-007-000`
Alternative APNs	`08220407100` `0822040710`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,060 sqft Living Area
1st Floor Area	3,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	18,295 sqft (0.42 acres)
Terrain	Wooded
View / Lot	Waterfront
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Patio Area	3,060 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3041 ROYAL DR
City	CAMERON PARK
State	CA
Zip	95682-9073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 571 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	571
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1002
Census Tract	30809

Owner

3041 Royal Dr is owner-occupied and held in a trust since July 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jul 7, 2021	Intrafamily Transfer, Transfer · VA Mortgage CALIBER HOME LOANS INC
Sep 27, 2019	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 5, 2020	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 5, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 13, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021
Deed Sale	Jul 7, 2021
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202144319
Prior Transfer Date	Jun 24, 2021
Prior Transfer Doc	0000044319
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 7, 2021
Property Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000044321
Map Reference	MB D PG 1
Instrument Date	Jun 24, 2021
Instrument	2021-0044321
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 7, 2021
Property Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000044319
Map Reference	MB D PG 1
Instrument Date	Jun 24, 2021
Instrument	2021-0044319
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073

Mortgage

Document Number	0000044320
Date	Jul 7, 2021
Instrument	2021-0044320

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040697
Date	Sep 27, 2019
Instrument	2019-0040697

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.32%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Oct 5, 2020
Property Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000055436
Instrument Date	Sep 29, 2020
Instrument	55436
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 ROYAL DR CAMERON PARK CA 956829073, CAMERON PARK, CA 95682-9073

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 5, 2020
Property Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000055438
Map Reference	MB D PG 1
Instrument Date	Sep 28, 2020
Instrument	2020-0055438
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073

Mortgage

Document Number	0000055439
Date	Oct 5, 2020
Instrument	2020-0055439

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3041 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000040698
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	PALACE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3041 ROYAL DR CAMERON PARK CA 956829073, CAMERON PARK, CA 95682-9073

Mortgage

Document Number	0000040698
Date	Sep 27, 2019
Instrument	40698

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.32%

Tax Assessment & Valuation

The 2025 property tax bill for 3041 Royal Dr was $7,306 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,567 (+2%) Land $194,317 Building $501,250
2025	$7,306.00 Homeowner's exemption	$681,929 Land $190,507 Building $491,422
2023	$7,004.00 (+1.49%) Homeowner's exemption	$655,451 Land $183,110 Building $472,341
2022	$6,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3041 Royal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3041 Royal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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