Jefferson County property record for 3041 Hardy Rd, White Pine, TN 37890
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,326 sqft · built 2012 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Jul 2019) |
| Tax Bill | $1,326 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045018 05104 |
| Primary APN | 045018 05104 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,118 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3041 HARDY RD |
|---|---|
| City | WHITE PINE |
| State | TN |
| Zip | 37890-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | REED HILLS 4 |
| Legal Subdivision | REED HILLS |
| Legal Tract | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | JEFFERSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 70101 |
3041 Hardy Rd is owned and occupied by an individual who bought it in July 2019.
Source: Jefferson County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3041 HARDY RD, WHITE PINE, TN 37890-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 31, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2019 | Warranty Deed, Transfer · VA Mortgage NORWICH COMMERCIAL GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Apr 23, 2010 · Amount on File |
| Deed Document Number | 19005001 |
| Deed Book / Page | 1482 / 711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Property Address | 3041 HARDY RD, WHITE PINE, TN 37890-3106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 1614190 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 1614/190 |
| Instrument | 21005282 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Property Address | 3041 HARDY RD, WHITE PINE, TN 37890-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 1553368 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 1553/368 |
| Instrument | 20006730 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Recording Date | Jul 19, 2019 |
| Property Address | 3041 HARDY RD, WHITE PINE, TN 37890-3106 |
| Document Number | 0001482711 |
| Book / Page | 1482 / 711 |
| Map Reference | CAB H SL 325 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 19005001 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | COLONIAL TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3041 HARDY RD, WHITE PINE, TN 37890-3106 |
| Document Number | 0019005002 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 19005002 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 3041 Hardy Rd was $1,326.
Source: Jefferson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 | $88,975 Land $16,200 Building $72,775 | |
| 2024 | $355,900 Land $64,800 Building $291,100 | ||
| 2022 | $1,070.00 | $48,875 Land $10,575 Building $38,300 | $195,500 Land $42,300 Building $153,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3041 Hardy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3041 Hardy Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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