3041 Gatehouse Ct, Olney, MD 20832 Property Records

Montgomery County property record for 3041 Gatehouse Ct, Olney, MD 20832

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,320 sqft · built 1991
Lot Size	0.04 acres (1,720 sqft)
Owner	Individual Name on Record
Last Sale	$366,500 (Oct 2014)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-02912704`

Property Details

APN / Parcel Number

Primary APN	`08-02912704`
Alternative APN	`02912704`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	1,510 sqft
1st Floor Area	680 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,720 sqft (0.04 acres)
Garage Type	Attached
Garage Area	190 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02912704
Street Address	3041 GATEHOUSE CT
City	OLNEY
State	MD
Zip	20832-3026
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RE2
Legal Description	JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	D
Legal Lot Number	27
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	701315

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3041 GATEHOUSE CT, OLNEY, MD 20832-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Feb 11, 2021	Correction Deed · Conventional Mortgage BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2014 · Amount on Record
Deed Sale	Oct 2, 2014 · Amount on Record
Prior Sale	Jan 27, 2005 · Amount on Record
Deed Book / Page	49236 / 117
Last Transfer Date	Jan 22, 2021
Transfer Doc	0618750221
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3041 GATEHOUSE CT, OLNEY, MD 20832-3026
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0544910139
Date	Jun 22, 2017
Book Page	54491/139

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3041 GATEHOUSE CT, OLNEY, MD 20832-3026
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 GATEHOUSE CT, OLNEY, MD 20832-3026

Mortgage

Document Number	0655330020
Date	Apr 5, 2022
Book Page	65533/20

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	3.99%
Index	1-Year CMT
Max Rate	7.99%

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 11, 2021
Property Address	3041 GATEHOUSE CT, OLNEY, MD 20832-3026
Document Number	0618750221
Book / Page	61875 / 221
Map Reference	MB 160 PL 18173
Instrument Date	Jan 22, 2021
Record Updated	Aug 11, 2022
Title Company	PEAK SETTLEMENTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3041 GATEHOUSE CT, OLNEY, MD 20832-3026

Mortgage

Document Number	0618750224
Date	Feb 11, 2021
Book Page	61875/224

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,500 (+6.95%) Land $158,400 Building $287,100	$445,500 (-) Land $158,400 Building $287,100
2025	$4,539.00 (-5.79%)	$416,567 (+16.13%)	$445,500 (+24.2%) Land $158,400 Building $287,100
2024	$4,818.00 (+36.72%)
2023		$358,700 Land $158,400 Building $200,300	$358,700 Land $158,400 Building $200,300
2022	$3,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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