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3041 Crispin Cir, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3041 Crispin Cir, Harmony, FL 34773 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,732 sqft · built 2021
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$327,800 (Apr 2021)
Tax Bill$7,123 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-26-31-3382-0001-0400

Property Details

APN / Parcel Number

Primary APN24-26-31-3382-0001-0400
Alternative APN
  • 263124338200010400

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,732 sqft Living Area
Gross Area3,518 sqft
1st Floor Area1,716 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address3041 CRISPIN CIR
CityHARMONY
StateFL
Zip34773-6109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY WEST PH 1A PB 27 PGS 116-120 LOT 40
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionHARMONY WEST PH 1A
Legal Phase1A
Legal Lot Number40
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3382-0001-0400

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3041 CRISPIN CIR, HARMONY, FL 34773-6109
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Oct 15, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 14, 2021Special Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC
Sep 17, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST MTG SOLUTIONS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Deed Document Number202156266
Deed Book / Page5935 / 660
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 07, 2026
Property Address3041 CRISPIN CIR, HARMONY, FL 34773-6109
Document Number0000103385
Book / Page7016 / 2574
Instrument DateJul 17, 2026
Instrument2026103385
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3041 CRISPIN CIR, HARMONY, FL 34773-6109

Mortgage

Document Number0000103385,
DateAug 07, 2026
Book Page7016/2574
Instrument2026103385
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term296 Months
DueApr 01, 2051
Interest
Rate6.47%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3041 CRISPIN CIR, HARMONY, FL 34773-6109
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3041 CRISPIN CIR, HARMONY, FL 34773-6109

Mortgage

Document Number0068642211
DateOct 15, 2025
Book Page6864/2211
Instrument2025127560
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 14, 2021
Property Address3041 CRISPIN CIR, HARMONY, FL 34773-6109
Document Number0059350660
Book / Page5935 / 660
Map ReferenceMB 27 PG 116-120
Instrument DateMar 04, 2021
Instrument2021056266
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyCLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,294.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3041 CRISPIN CIR, HARMONY, FL 34773-6109

Mortgage

Document Number0005935662
DateApr 14, 2021
Instrument5935/662
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3041 CRISPIN CIR, HARMONY, FL 34773-6109
Document Number0057972797
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114

Mortgage

Document Number0057972797
DateSep 22, 2020
Book Page005797/002797
Instrument126568
Lender
NameFIRST MTG SOLUTIONS
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,123.00 (+6.63%) Homeowner's exemption$367,017 (+5.99%)$415,400 (+8.09%) Land $80,000 Building $335,400
2023$6,680.00 (+5.03%) Homeowner's exemption$346,286 (+3%)$384,300 (+14.31%) Land $60,000 Building $324,300
2022$6,360.00 Homeowner's exemption$336,200 Land $60,000 Building $276,200$336,200 Land $60,000 Building $276,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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