3041 Centennial Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 3041 Centennial Rd, Rutledge, GA 30663

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1986
Lot Size	4.79 acres (208,652 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (May 2017)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021 060 G`

Property Details

APN / Parcel Number

Primary APN	`021 060 G`
Alternative APN	`2026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	208,652 sqft (4.79 acres)
Terrain	Rolling
Deck Area	200 sqft
Utility Building	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2026
Street Address	3041 CENTENNIAL RD
City	RUTLEDGE
State	GA
Zip	30663-2831
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	LOT 7/ 4.79 ACRES/ 3041 CENTTENNIAL RD
Legal Subdivision	OLD MILL ESTATES
Legal Phase	01
Legal Lot Number	7
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	2
Census Block	2019
Census Tract	10200

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
May 17, 2017	Warranty Deed, Transfer COWAN JONATHAN CADE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Oct 27, 2015 · Amount on Record
Deed Document Number	2017469
Deed Book / Page	591 / 393
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	00000380/3
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831

Mortgage

Document Number	0000000681/0000000895
Date	Oct 13, 2021
Book Page	0000000681/0000000895

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831

Mortgage

Document Number	0000000645/0000001057
Date	Jun 4, 2020
Book Page	0000000645/0000001057

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	May 17, 2017
Property Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831
Document Number	000591/393
Book / Page	591 / 393
Instrument Date	May 17, 2017
Instrument	2017-000469
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 CENTENNIAL RD, RUTLEDGE, GA 30663-2831

Mortgage

Document Number	000591/395
Date	May 18, 2017
Book Page	591/395
Instrument	001748

Lender

Name	COWAN JONATHAN CADE

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$58,831 (+17.71%) Land $44,260 Building $14,571	$147,076 (+17.71%) Land $110,649 Building $36,427
2023	Homeowner's exemption	$49,979 Land $35,408 Building $14,571	$124,946 Land $88,519 Building $36,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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