3041 Bald Eagle Cir, Duluth, MN 55804 Property Records

St. Louis County property record for 3041 Bald Eagle Cir, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,240 sqft · built 2017
Lot Size	0.298 acres (12,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$809,000 (Aug 2026)
Tax Bill	$9,430 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-2119-00520`

Property Details

APN / Parcel Number

Primary APN	`010-2119-00520`
Alternative APN	`1062615`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,240 sqft Gross Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,979 sqft (0.298 acres)
Garage Area	961 sqft

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	368 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1062615
Street Address	3041 BALD EAGLE CIR
City	DULUTH
State	MN
Zip	55804-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 4 SERIAL #
Legal Subdivision	HAWK RIDGE ESTATES FIRST ADD
Legal Block	4
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	200

Owner

Source: St. Louis County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Feb 16, 2018	Deed of Trust, Mortgage REPUBLIC BK/SE
Jan 12, 2018	Loan Modification, Mortgage REPUBLIC BK
Apr 12, 2017	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Deed Document Number	20261104848
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2026
Property Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234
Document Number	0001104848
Instrument Date	Jul 28, 2026
Instrument	20261104848
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269,639.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234

Mortgage

Document Number	0001104849,
Date	Aug 14, 2026
Instrument	20261104849

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047802
Date	Oct 6, 2021
Instrument	1047802

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234
Document Number	000T995410
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3041 BALD EAGLE CIR DULUTH MN 558042234, DULUTH, MN 55804-2234

Mortgage

Document Number	000T995410
Date	Feb 22, 2018
Instrument	T995410

Lender

Name	REPUBLIC BK/SE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234
Document Number	000T994489
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BALD EAGLE CIR DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document Number	000T994489
Date	Jan 23, 2018
Instrument	T994489

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2019

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2017
Property Address	3041 BALD EAGLE CIR, DULUTH, MN 55804-2234
Document Number	000T983850
Instrument Date	Mar 24, 2017
Instrument	T983850
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$230.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4953 CHERRYWOOD LN HERMANTOWN MN 558111431, HERMANTOWN, MN 55811-1431

Mortgage

Document Number	T983851
Date	Apr 12, 2017
Instrument	T983851

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 11, 2018

Mortgage

Document Number	T983852,
Date	Apr 12, 2017
Instrument	T983852

Lender

Name	REDEVELOPMENT AGCY
Address	DULUTH, MN 55805
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,430.00 (+8.02%)
2025	$8,730.00 (+7.01%)	$672,200 (+9.75%) Land $75,800 Building $596,400	$672,200 (+9.75%) Land $75,800 Building $596,400
2024	$8,158.00	$612,500 (+17.49%) Land $75,800 Building $536,700	$612,500 (+17.49%) Land $75,800 Building $536,700
2022		$521,300 Land $85,500 Building $435,800	$521,300 Land $85,500 Building $435,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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