Caldwell County property record for 3040 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,224 sqft · built 1977 |
| Lot Size | 9.59 acres (417,740 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,113 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 9 1 12 |
| Primary APN | 05 9 1 12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,224 sqft Heated Area |
| Gross Area | 6,763 sqft |
| 1st Floor Area | 3,116 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 417,740 sqft (9.59 acres) |
| Garage Type | Mixed |
| Garage Area | 3,118 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 268 sqft |
| Deck Area | 849 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 177653 |
|---|---|
| Street Address | 3040 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-7668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2084 PG 493 YR 2023 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | KINGS CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 31100 |
3040 Zacks Fork Rd is owned and occupied by two individuals who acquired it in May 2023.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 ZACKS FORK RD, LENOIR, NC 28645-7668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 17, 2023 |
| Transfer Doc | 0010084660 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3040 Zacks Fork Rd was $3,113, down 4.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,113.00 (-4.83%) | $513,700 (-) Land $71,100 Building $442,600 | |
| 2025 | $3,271.00 | $513,700 Land $71,100 Building $442,600 | $513,700 Land $71,100 Building $442,600 |
| 2023 | $321,800 (-) Land $54,500 Building $267,300 | $321,800 (-) Land $54,500 Building $267,300 | |
| 2022 | $2,272.00 | $321,800 Land $54,500 Building $267,300 | $321,800 Land $54,500 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3040 Zacks Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3040 Zacks Fork Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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