3040 W Trail Dr, Phoenix, AZ 85086 Property Records

Maricopa County property record for 3040 W Trail Dr, Phoenix, AZ 85086

Property Summary

Property TypeRural Home
Details4 ba · 2,541 sqft · built 2003
Lot Size1.34 acres (58,545 sqft)
Owner2 Trust Names on File
Tax Bill$4,531 (2025)
Deeds & MortgagesFeb 2022 Reverse Mortgage
Feb 2021 Transfer
Flood ZoneZone X (moderate risk)
APN203-38-010Q

Property Details

APN / Parcel Number

Primary APN203-38-010Q

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,541 sqft Living Area
1st Floor Area2,541 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area58,545 sqft (1.34 acres)
Garage TypeMixed
Parking Spaces5 Parking Spaces
Pool Area400 sqft
Patio Area558 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3040 W TRAIL DR
CityPHOENIX
StateAZ
Zip85086-6343
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRU-43
Legal DescriptionPOR OF GLO LOT 3 /SW4 SE4/ SEC 35 DAF COM SW COR SD LOT 3 ALSO BEING S4 COR SD SEC 35 TH N 536.99F TO TPOB TH CONT N 164.12F
Legal Range02E
Legal Township06N
Legal Section35
Legal QuarterSW
Quarter-Quarter SectionSE
Legal Lot Number3
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group1
Census Block1008
Census Tract610500

Owner

3040 W Trail Dr, a rural home, is owner-occupied and held in a trust since February 2021.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address3040 W TRAIL DR, PHOENIX, AZ 85086-6343
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Feb 10, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Prior SaleFeb 9, 2006
Last Transfer DateFeb 10, 2021
Transfer Doc0000150734
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3040 W TRAIL DR, PHOENIX, AZ 85086-6343
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 W TRAIL DR, PHOENIX, AZ 85086-6343

Mortgage

Document Number0000122620
DateFeb 9, 2022
Instrument20220122620
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term946 Months
DueDec 21, 2100
Interest
Rate TypeAdjustable Rate
Rate2.39%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.39%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateFeb 10, 2021
Property Address3040 W TRAIL DR, PHOENIX, AZ 85086-6343
Document Number0000150734
Instrument DateJan 5, 2021
Instrument20210150734
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3040 W TRAIL DR, PHOENIX, AZ 85086-6343

Tax Assessment & Valuation

The 2025 property tax bill for 3040 W Trail Dr was $4,531.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,030$850,300 Land $170,000 Building $680,300
2025$4,531.00
2024$81,280$812,800 Land $162,500 Building $650,300
2023$4,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3040 W Trail Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimAug 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3040 W Trail Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
AT&T
Fixed Wireless
100 / 20

May also be available: BAM Broadband, Verizon.

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