Maricopa County property record for 3040 W Trail Dr, Phoenix, AZ 85086
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,541 sqft · built 2003 |
| Lot Size | 1.34 acres (58,545 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,531 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Feb 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 203-38-010Q |
| Primary APN | 203-38-010Q |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,541 sqft Living Area |
| 1st Floor Area | 2,541 sqft |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 58,545 sqft (1.34 acres) |
| Garage Type | Mixed |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 558 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3040 W TRAIL DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85086-6343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RU-43 |
| Legal Description | POR OF GLO LOT 3 /SW4 SE4/ SEC 35 DAF COM SW COR SD LOT 3 ALSO BEING S4 COR SD SEC 35 TH N 536.99F TO TPOB TH CONT N 164.12F |
| Legal Range | 02E |
| Legal Township | 06N |
| Legal Section | 35 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Lot Number | 3 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 610500 |
3040 W Trail Dr, a rural home, is owner-occupied and held in a trust since February 2021.
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3040 W TRAIL DR, PHOENIX, AZ 85086-6343 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Feb 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Feb 9, 2006 |
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 0000150734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3040 W TRAIL DR, PHOENIX, AZ 85086-6343 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3040 W TRAIL DR, PHOENIX, AZ 85086-6343 |
| Document Number | 0000122620 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 20220122620 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 946 Months |
| Due | Dec 21, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.39% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.39% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 10, 2021 |
| Property Address | 3040 W TRAIL DR, PHOENIX, AZ 85086-6343 |
| Document Number | 0000150734 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 20210150734 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3040 W TRAIL DR, PHOENIX, AZ 85086-6343 |
The 2025 property tax bill for 3040 W Trail Dr was $4,531.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,030 | $850,300 Land $170,000 Building $680,300 | |
| 2025 | $4,531.00 | ||
| 2024 | $81,280 | $812,800 Land $162,500 Building $650,300 | |
| 2023 | $4,200.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3040 W Trail Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Aug 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3040 W Trail Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Arizona |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: BAM Broadband, Verizon.
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