Pinellas County property record for 3040 Turtle Brooke, Clearwater, FL 33761
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 5,459 sqft · built 1989 |
| Lot Size | 0.776 acres (33,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,248,000 (Jul 2026) |
| Tax Bill | $12,821 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-6562-2 |
| Primary APN | C62-000-760-6562-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,459 sqft Living Area |
| Gross Area | 7,354 sqft |
| 1st Floor Area | 3,742 sqft |
| Upper Floors Area | 1,717 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 33,798 sqft (0.776 acres) |
| Lot Dimensions | 187 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 994 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 847 sqft |
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R225644 |
|---|---|
| Street Address | 3040 TURTLE BROOKE |
| City | CLEARWATER |
| State | FL |
| Zip | 33761-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE BROOKE SUB LOT 4 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | TURTLE BROOKE SUB |
| Legal Tract | 92675 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 26811 |
Source: Pinellas County records · APN C62-000-760-6562-2
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 08, 2026 | Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC |
| May 06, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 04, 2022 | Intrafamily Transfer, Transfer |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2026 · Amount on Record |
| Deed Sale | Jul 08, 2026 · Amount on Record |
| Prior Sale | Oct 18, 2010 · Amount on Record |
| Deed Document Number | 2026182505 |
| Deed Book / Page | 23620 / 878 |
| Prior Transfer Date | Nov 08, 2021 |
| Prior Transfer Doc | 0219200185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 08, 2026 |
| Property Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Document Number | 0000182505 |
| Book / Page | 23620 / 878 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 2026182505 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | TRUST TITLE SOLUTIONS LIMITED, TRUST TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $882,336.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Document Number | 0000182506, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 2026182506 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Document Number | 0220521305 |
|---|---|
| Date | May 06, 2022 |
| Book Page | 22052/1305 |
| Instrument | 2022145751 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 04, 2022 |
| Property Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Document Number | 0219200185 |
| Book / Page | 21920 / 185 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 2022036984 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3040 TURTLE BROOKE, CLEARWATER, FL 33761-2018 |
| Document Number | 0203841416 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3040 TURTLE BROOKE CLEARWATER FL 337612018, CLEARWATER, FL 33761-2018 |
| Document Number | 0203841416 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 020384/001416 |
| Instrument | 2502 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 02, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,821.00 (+5.29%) Homeowner's exemption | $704,874 (+5.99%) | $1,356,625 (+21.85%) Land $279,675 Building $1,076,950 |
| 2024 | $12,177.00 (+1.44%) | ||
| 2023 | $12,004.00 (+2.6%) Homeowner's exemption | $665,057 (+3%) | $1,113,324 (+22.95%) Land $291,274 Building $822,050 |
| 2022 | $11,700.00 Homeowner's exemption | $645,686 | $905,506 Land $295,470 Building $610,036 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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