3040 Tansy St, Tavares, FL 32778 Property Records

Lake County property record for 3040 Tansy St, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,373 sqft · built 2024
Owner	Individual Name on File
Last Sale	$372,500 (May 2025)
Tax Bill	$554 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-26-0020-000-19700`

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0020-000-19700`
Alternative APN	`3927464`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,373 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3927464
Street Address	3040 TANSY ST
City	TAVARES
State	FL
Zip	32778-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVALON PARK TAVARES PHASE 1 PB 75 PG 48-53 LOT 197 ORB 6520 PG 2128
Legal Subdivision	AVALON
Legal Phase	1
Legal Lot Number	197
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2066
Census Tract	30209

Owner

3040 Tansy St is owned and occupied by an individual who bought it in May 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3040 TANSY ST, TAVARES, FL 32778-2085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC
Apr 12, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 13, 2022	Special Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Dec 20, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Apr 12, 2024 · Amount on File
Deed Document Number	2025054123
Deed Book / Page	6520 / 2128
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 2, 2025
Property Address	3040 TANSY ST, TAVARES, FL 32778-2085
Document Number	0065202128
Book / Page	6520 / 2128
Map Reference	MB 75 PG 48
Instrument Date	Apr 30, 2025
Instrument	2025054123
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,607.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 FALLING ACORN CIR, LAKE MARY, FL 32746-4745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3040 TANSY ST, TAVARES, FL 32778-2085

Mortgage

Document Number	0065202130
Date	May 2, 2025
Instrument	6520/2130

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 12, 2024
Property Address	3040 TANSY ST, TAVARES, FL 32778-2085
Document Number	0063160639
Book / Page	6316 / 639
Map Reference	MB 75 PG 48-53
Instrument Date	Apr 4, 2024
Instrument	2024043163
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 TANSY ST, TAVARES, FL 32778-2085

Mortgage

Document Number	0006316644
Date	Apr 12, 2024
Instrument	6316/644

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 13, 2022
Property Address	3040 TANSY ST, TAVARES, FL 32778-2085
Document Number	0058771106
Book / Page	5877 / 1106
Map Reference	MB 75 PG 48
Instrument Date	Dec 17, 2021
Instrument	2022006951
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Tax	$4,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 AVALON PARK EAST BOULEVARD STE 400, 400, ORLANDO, FL 32828-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771
Investor	Possibly a Property Investor

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 20, 2021
Property Address	3040 TANSY ST, TAVARES, FL 32778-2085
Document Number	0058610960
Book / Page	5861 / 960
Map Reference	MB 75 PG 48
Instrument Date	Dec 15, 2021
Instrument	2021175765
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3680 AVALON PARK EAST BOULEVARD STE 300, 300, ORLANDO, FL 32828-9373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$340,410 Land $65,000 Building $275,410	$340,410 Land $65,000 Building $275,410
2024	$554.00 (+6.95%)
2023	$518.00 (+31.47%)	$37,500 (+87.5%)	$37,500 (+87.5%) Land $37,500
2022	$394.00	$20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3040 Tansy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3040 Tansy St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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