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3040 Stephanie Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 3040 Stephanie Loop NE, Lacey, WA 98516

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,112 sqft · built 2023
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$739,120 (Mar 2024)
Tax Bill$10 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6521-00-02700

Property Details

APN / Parcel Number

Primary APN6521-00-02700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,112 sqft Finished Area
1st Floor Area1,332 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeBuilt-in
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area209 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3040 STEPHANIE LOOP NE
CityLACEY
StateWA
Zip98516-6009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 1 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT NISQUALLY PLACE LT 27 DOCUMENT 4888891
Legal SubdivisionNISQUALLY PLACE
Legal Lot Number27
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1025
Census Tract12226

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2728 CASSIUS ST NE, LACEY, WA 98516-4108
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on Record
Deed SaleMar 6, 2024 · Amount on Record
Deed Document Number5007631
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateMar 6, 2024
Property Address3040 STEPHANIE LOOP NE, LACEY, WA 98516-6009
Document Number0005007631
Map ReferenceAF 4888891
Instrument DateFeb 27, 2024
Instrument5007631
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 20, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,211.34
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2728 CASSIUS ST NE, LACEY, WA 98516-4108

Mortgage

Document Number0005007632
DateMar 6, 2024
Instrument5007632
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-98.19%)
2025$743,800 (+1,028.68%) Land $136,100 Building $607,700$743,800 (+1,028.68%) Land $136,100 Building $607,700
2023$554.00
2022$65,900 Land $65,900$65,900 Land $65,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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