3040 Spruce Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3040 Spruce Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Year Built	Built 1991
Square Footage	781 sqft Adjusted Area
Lot Size	24,211 sqft (0.555 acres)
Occupancy	Owner Occupied
Tax Bill	$459.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-09-4-19-01-0-00153-00`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	781 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1991
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	24,211 sqft (0.555 acres)
Depth X Width	130 ft x 100 ft Depth x Width
Utility Building	384 sqft Utility Building

Location & Zoning

Street Address	3040 SPRUCE DR
City	HERNANDO
State	MS
Zip	38632-4298
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOODLAND LAKE SD LOT 153
Legal Range	09
Legal Township	03
Legal Section	19
Legal Subdivision	WOODLAND LAKE SD
Legal Lot Number	153
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2014
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-19-01-0-00153-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3040 SPRUCE DR, HERNANDO, MS 38632-4298
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2022	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage STUDIO BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2022
Deed Sale	Oct 05, 2022
Prior Sale	Dec 22, 2020
Deed Doc Number	0000101482
Deed Book / Page	1014 / 82
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 05, 2022
Property Address	3040 SPRUCE DR, HERNANDO, MS 38632-4298
Document Number	0001014/82
Book / Page	1014 / 82
Map Reference	MB 1 PG 15A-15C
Instrument Date	Oct 03, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7634 NESHOBA RD, 7634, GERMANTOWN, TN 38138-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3040 SPRUCE DR, HERNANDO, MS 38632-4298

Mortgage

Document Number	0000561460
Date	Oct 05, 2022
Instrument	5614/60

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 22, 2020
Property Address	3040 SPRUCE DR, HERNANDO, MS 38632-4298
Document Number	000942/714
Book / Page	942 / 714
Map Reference	MB 1 PG 15A-15C
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 JEFFERSON AVE, 671, MEMPHIS, TN 38105-4911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 SPRUCE DR, HERNANDO, MS 38632-4298

Mortgage

Document Number	0005116418
Date	Dec 22, 2020
Instrument	5116/418

Lender

Name	STUDIO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$459.00 (+11.41%)	$5,499 (+34.75%) Land $1,000 Building $4,499	$54,985 (+34.72%) Land $10,000 Building $44,985
2023	$412.00	$4,081	$40,814 Land $10,000 Building $30,814

3040 Spruce Dr, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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