3040 Refuge Ct, Melbourne, FL 32940 Property Records

Brevard County property record for 3040 Refuge Ct, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,000 sqft · built 2006
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jul 2022)
Tax Bill$993 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-36-08-UM-C-4

Property Details

APN / Parcel Number

Primary APN26-36-08-UM-C-4
Alternative APNs
  • 26-36-08-UM-0000C.0-0004.00
  • 2628602

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,000 sqft Living Area
Gross Area4,232 sqft
1st Floor Area3,000 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,553 sqft (0.38 acres)
Lot Width55 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area667 sqft

Exterior Amenities

PorchFlorida Room
Porch Area565 sqft
Deck Area389 sqft
Patio Area565 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2628602
Street Address3040 REFUGE CT
CityMELBOURNE
StateFL
Zip32940-8531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFAIRWAY LAKES AT VIERA PHASE I LOT 4 BLK C
Legal Range36E
Legal Township26S
Legal Section08
Legal SubdivisionFAIRWAY LAKES AT VIERA PHASE I
Legal PhaseI
Legal BlockC
Legal Lot Number4
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2046
Census Tract71201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3040 REFUGE CT, MELBOURNE, FL 32940-8531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · VA Mortgage
DYBN FINANCIAL CORP
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Mar 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Feb 9, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2022 · Amount on File
Deed SaleJul 21, 2022 · Amount on File
Prior SaleSep 3, 2013 · Amount on File
Deed Document Number2022180898
Deed Book / Page9566 / 571
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 21, 2022
Property Address3040 REFUGE CT, MELBOURNE, FL 32940-8531
Document Number0095660571
Book / Page9566 / 571
Map ReferenceMB 53 PG 98-101
Instrument DateJul 21, 2022
Instrument2022180898
Transaction TypeTransfer
Record UpdatedAug 4, 2022
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 41100, MELBOURNE, FL 32941

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 REFUGE CT, MELBOURNE, FL 32940-8531

Mortgage

Document Number0009566572
DateJul 21, 2022
Instrument9566/572
Lender
NameDYBN FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3040 REFUGE CT, MELBOURNE, FL 32940-8531
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 REFUGE CT, MELBOURNE, FL 32940-8531

Mortgage

Document Number0088352951
DateAug 26, 2020
Book Page8835/2951
Instrument2020183818
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3040 REFUGE CT, MELBOURNE, FL 32940-8531
Document Number0081351759
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedApr 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3040 REFUGE CT MELBOURNE FL 329408531, MELBOURNE, FL 32940-8531

Mortgage

Document Number0081351759
DateApr 10, 2018
Book Page008135/001759
Instrument79162
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2048
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3040 REFUGE CT, MELBOURNE, FL 32940-8531
Document Number0080970493
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 REFUGE CT MELBOURNE FL 329408531, MELBOURNE, FL 32940-8531

Mortgage

Document Number0080970493
DateFeb 22, 2018
Book Page008097/000493
Instrument39717
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 21, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$766,380 (-6.69%)$766,380 (-6.69%)
2025$993.00 (+27.31%) Disabled Person's exemption Veteran's exemption$821,340 (-6.32%) Land $195,000 Building $626,340$821,340 (-6.32%) Land $195,000 Building $626,340
2023$780.00 (-88.44%) Disabled Person's exemption Veteran's exemption$876,770 (+59.58%) Land $175,000 Building $701,770$876,770 (+13.68%) Land $175,000 Building $701,770
2022$6,749.00 Homeowner's exemption$549,410$771,260 Land $145,000 Building $626,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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