Hamilton County property record for 3040 N Bend Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,312 sqft · built 1941 |
| Lot Size | 0.33 acres (14,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Oct 2019) |
| Tax Bill | $3,341 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0021-0021-00 |
| Primary APN | 550-0021-0021-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Attic | Attic |
| Attic Area | 346 sqft |
| Basement Area | 876 sqft |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,418 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3040 N BEND RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH BEND RD 94 X 150 PT LOT 1 H LINGO SUB EASMT PAR 133 CONS |
| Legal Subdivision | H LINGO SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20811 |
Source: Hamilton County records · APN 550-0021-0021-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3040 N BEND RD, CINCINNATI, OH 45239-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2019 | Warranty Deed, Transfer · FHA Mortgage OPTION FINANCIAL LLC |
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2019 · Amount on Record |
| Deed Sale | Oct 07, 2019 · Amount on Record |
| Prior Sale | Mar 27, 2014 |
| Deed Document Number | 0000086738 |
| Deed Book / Page | 14017 / 01645 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 07, 2019 |
| Property Address | 3040 N BEND RD, CINCINNATI, OH 45239-7645 |
| Document Number | 0000086738 |
| Book / Page | 14017 / 01645 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2019-0086738 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 N BEND RD, CINCINNATI, OH 45239-7645 |
| Document Number | 0000086739 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 2019-0086739 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3040 N BEND RD, CINCINNATI, OH 45239-7645 |
| Document Number | 0000007943 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3040 N BEND RD CINCINNATI OH 452397645, CINCINNATI, OH 45239-7645 |
| Document Number | 0000007943 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 014089/001728 |
| Instrument | 7943 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,341.00 (+2.27%) | $61,537 (+%) Land $16,005 Building $45,532 | |
| 2024 | $3,267.00 (-0.49%) | $61,536 (-) Land $16,005 Building $45,531 | |
| 2023 | $3,283.00 (+21.64%) | $61,536 (+49%) Land $16,005 Building $45,531 | $175,820 (+49%) Land $45,730 Building $130,090 |
| 2022 | $2,699.00 Homeowner's exemption | $41,300 Land $14,371 Building $26,929 | |
| 2020 | $118,000 Land $41,060 Building $76,940 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 1993 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 363 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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